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Nelson Nash Film Released June 24, 2019, this production was financed - [WWBS | 7 steps guide](https://wealthonmainstreet.com/7steps/) - The 7 Simple Steps To Becoming Your Own Banker The 7 Simple Steps To Becoming Your Own Banker Get Your Free Guide Now! In this special report you will get: A cheat sheet on the exact actions you need to take to find out if the process of becoming your own banker is for youClear - [WOMS Book 5 | Grow Your Own Capital Book Bonus Content Page](https://wealthonmainstreet.com/grow-your-own-capital-book-bonus/) - Grow Your Own Capital Bonuses! Download The FarmBanker Legacy Planner Download Farm Concepts From The Book Three generations of the Allen Family Banking System Foundational Training (24 minutes) See how Dan and his wife Barb started with two Whole Life policies in 2013, and now manage a system spanning multiple children and grandchildren — including loans - [2025 Holiday Update from Richard Canfield](https://wealthonmainstreet.com/2025-holiday-update-from-richard-canfield/) - Watch my short video and please complete the survey to enter for the $150 gift card draw. **This only for Clients of Richard Canfield and thier spouses** Loading… 2025 Year-End Update from the Canfield Family As this year comes to a close, I want to share an important update from our family along with some - [Thank You](https://wealthonmainstreet.com/thank-you/) - Thank You! Please check your email for confirmation and watch this quick video. WANT MORE THAN JUST A PDF? You’ve got the digital copy in your inbox.If you’d rather read with a coffee at the kitchen table or pass it to your kids, grab the printed edition too.The book is free, just cover the shipping - [Book Your Becoming Your Own Banker Call](https://wealthonmainstreet.com/book-your-becoming-your-own-banker-call/) - Becoming Your Own Banker is Easy when you know how! Book a 1 on 1 meeting with an Authorized Infinite Banking Concept Practitioner on our team today - [WOMS Book 5 | Grow Your Own Capital (Page)](https://wealthonmainstreet.com/grow-your-own-capital/) - Claim Your Copy Of Our "Growing Your Own Capital" Get 40% OFF The Book! BONUS INCLUDED Claim your book discount belowGet your book!Check your email for bonuses and enter to win $200 What is "Growing Your Own Capital" about? How Farmers and Ranchers Can Create Their Own Banking System and Build Generational Wealth If you’re - [WOMS Book 5 | Grow Your Own Capital Get Your Book Bonuses Opt In](https://wealthonmainstreet.com/grow-your-own-capital-optin/) - grow your own capital bonuses Claim Your Bonus What You’ll Get Inside: The Banker’s Man Case Study Review Get a deeper, step-by-step analysis of Jake and Ray's powerful case study from Chapter 4. Understand how they used the principles of Infinite Banking to transform their farm’s financial future. The Farming Family Transition Planner Download this - [WWBS Book 1 | Canadian Guide to Wealth Building without Risk](https://wealthonmainstreet.com/wwbs-book-1/) - Canadians Guide To Wealth Building Without Risk Discover a peaceful and stress-free way of life by implementing the process of Becoming Your Own Banker. Get Your Book! Canadians Guide To Wealth Building Without Risk Discover a peaceful and stress-free way of life by implementing the process of Becoming Your Own Banker. Get Your Book! A - [Book Images](https://wealthonmainstreet.com/bookimages/) - If You Have Gotten Your Audio Book, Download Your Book Images By Using The Button Below! First Name * Email * Mobile Phone Get Images - [Book Bonus](https://wealthonmainstreet.com/bonus/) - Claim Your Book Bonus! Get Your BONUSES First Name * Email * Mobile Phone * Are you Life Licensed, a Financial Advisor, a CFP, or CLU? * autocomplete="a335" NoYes Send My Bonus! - [Make More](https://wealthonmainstreet.com/makemore/) - Make More Work Less Series Thank you For Listening To Our Podcast Here is the 2 E-books available for your download. Please fill in your name and email and it will be sent to your email shortly. 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The network is a collection of podcasts and shows from around the internet which focus on bringing you interviews with amazing - [Quick Form](https://wealthonmainstreet.com/quickform/) - Ascendant Financial Input Form Hello, this form is a quick easy to fill secure encrypted form to send your basic information regarding income, assets, liabilities and family dynamic to your financial coach. It will help your coach construct a customized plan for you and complete a needs assessment. Please use the comment fields to add - [WWBS | Thank You](https://wealthonmainstreet.com/wwbs-thank-you/) - Please allow 5 minutes for the guide to show up in your inbox... In the meantime... Watch This Video (to learn more about your bonus!) Get Access To Your Free Training ## Landing Pages - [Elementor Landing Page #763](https://wealthonmainstreet.com/elementor-landing-page-763/) - Canadian Guide to Wealth Building Without Risk A short description introducing visitors to your business and the services you offer Add To Cart Why Choose Us benefit 1 A short description of the benefit. benefit 2 A short description of the benefit. benefit 3 A short description of the benefit. benefit 4 A short description ## Flows - [sell like crazy book](https://wealthonmainstreet.com/?cartflows_flow=sell-like-crazy-book) ## Steps - [Thank You (Woo)](https://wealthonmainstreet.com/step/thank-you-woo/) - BACK TO THE SITE - [Checkout (Woo)](https://wealthonmainstreet.com/step/checkout-woo/) - Yes, I want more clients, customers and sales than I can possibly handle. Here‘s what you‘re getting Physical copy of the international #1 bestseller Sell Like Crazy Ultimate Swipe File full of battle-tested tactics that are working right now to get customers online. FREE BONUS: 1 hour and 9-minute free customer acquisition video training Most ## Episode - [170. Contracts That Guarantee The Delivery Of Money](https://wealthonmainstreet.com/podcast/170-contracts-that-guarantee-the-delivery-of-money/) - Wealth Without Bay Street 170: Contracts That Guarantee The Delivery Of Money MONEY GOAL – there's a difference between hoping for something and being sure of it. Listen to Richard and Jayson's advice and make sure you're covered. Just like a lender wouldn't under insure an asset, you shouldn't do it to yourself either. When Wealth Without Bay Street 170: Contracts That Guarantee The Delivery Of Money MONEY GOAL – there's a difference between hoping for something and being sure of it. Listen to Richard and Jayson's advice and make sure you're covered. Just like a lender wouldn't under insure an asset, you shouldn't do it to yourself either. When – - [329: Josh Bought IULs for Infinite Banking, Here's What Happened](https://wealthonmainstreet.com/podcast/329-josh-bought-iuls-for-infinite-banking-heres-what-happened/) - The short answer is no. The longer answer requires understanding why, because the question is being asked more than ever, and the misinformation circulating on social media around this topic is causing real financial harm to real people. Right now, social media is full of content promoting Indexed Universal Life insurance as "infinite banking 2.0," Can you use an Indexed Universal Life policy for the Infinite Banking Concept? Nelson Nash answered this on page 39. Here's the full, honest breakdown, including the hockey stick problem, IUL implosion risk, and what to do if you already own one. - [328: The Truth About Whole Life Insurance Past Age 100](https://wealthonmainstreet.com/podcast/328-the-truth-about-whole-life-insurance-past-age-100/) - It is one of the most common questions people ask when they first explore the Infinite Banking Concept, and one of the least talked about in mainstream financial planning. What happens to your dividend-paying whole life insurance policy if you actually live to age 100? Or past it? The short answer is this: the contract What happens to a dividend-paying whole life insurance policy at age 100 in Canada or 121 in the USA? Wealth on Main Street unpacks the contractual reality and why the contract gets more valuable the longer you live. - [327: Why Entrepreneurs Lose Money to Banks](https://wealthonmainstreet.com/podcast/327-why-entrepreneurs-lose-money-to-banks/) - The Problem Nobody Talks About in EntrepreneurshipWhat Is the Infinite Banking Concept? (And Why Entrepreneurs Are Asking About It)"I Didn't Know What to Call It, But I Knew Something Else Existed"The Real Reasons People Hesitate and What's Actually Going OnWhat Tara Actually Used IBC For (The Honest Answer)The Mindset Shift That Actually Makes IBC ClickWhat Most banks aren't built for entrepreneurs. See how one business owner used Infinite Banking to clean up debt and take control of her cash flow. - [326: Why Entrepreneurs Struggle With Cash Flow and How to Fix It](https://wealthonmainstreet.com/podcast/326-why-entrepreneurs-struggle-with-cash-flow-and-how-to-fix-it/) - Many entrepreneurs are good at making money. The harder part is keeping control of it. In this episode of Wealth on Main Street, Ravi Kainth shares a powerful insight from more than 25 years of building businesses across different parts of the world, including Hong Kong and Canada: most business owners focus on income, but Entrepreneur Ravi Kemp shares how business owners can stop money from constantly leaving, regain control of cash flow, and use Infinite Banking to build long-term generational wealth. - [324: What You Need to Know About Infinite Banking| FAQ](https://wealthonmainstreet.com/podcast/324-what-you-need-to-know-about-infinite-banking-faq/) - Q1: Am I Too Old to Start?Q2: Is It Too Late for Me?Q3: Does Age Matter?Q4: What If I'm Uninsurable?Q5: When Should I Start?Q6: How Do Policy Loans Work?Q7: How Do You Pay Back Policy Loans?Q8: What Does It Mean to Be Well Diversified in Lives Insured?The Two Rules Worth Memorizing Q1: Am I Too Too old for Infinite Banking? Learn how policy loans work, minimum premiums, and how to start IBC, answered by Jayson Lowe and Richard Canfield. - [325: How Infinite Banking Really Works | Your Top Questions Answered](https://wealthonmainstreet.com/podcast/325-how-infinite-banking-really-works-your-top-questions-answered/) - Q1: What Interest Rate Is Charged on Policy Loans?Q2: What Happens If You Don't Repay a Policy Loan?Q3: What Is the Difference Between Whole Life and Universal Life?Q4: Is the Death Benefit Tax-Free?Q5: Are Dividends Taxable? Is a Dividend Considered Income?Q6: Why Isn't Everyone Doing This?The Core Idea If you've ever gone down the rabbit Still confused about how Infinite Banking actually works? This episode breaks down policy loans, dividends, death benefits, and the truth about universal life, so you can decide if this strategy is right for your family. - [323: How to Escape the $200K Job Trap With IBC](https://wealthonmainstreet.com/podcast/323-how-to-escape-the-200k-job-trap-with-ibc/) - This exploration wasn't a rapid conversion. Josh spent months scrutinizing different tools, even initially investing in an Index Universal Life (IUL) policy. A podcast by Joe Rogan discussing longevity research sparked a revelation: the IUL's structure, with its increasing cost of insurance, was fundamentally misaligned with an expanding lifespan. This realization prompted a pivot, driving Discover how one individual left a $200K job for meaning and how Infinite Banking transformed his financial decisions and life. Learn from his unique journey. - [322: How Corporate Infinite Banking Can Destroy a Family’s Wealth Plan](https://wealthonmainstreet.com/podcast/322-how-corporate-infinite-banking-can-destroy-a-familys-wealth-plan/) - Many Canadian business owners hear the same message online. Use corporate Infinite Banking strategies, borrow against whole life insurance, and access money tax-free forever. It sounds simple. In some cases, it can work very well. However, many people do not understand the risks behind these strategies. Without proper planning, a powerful financial tool can become Discover the hidden CRA risks behind corporate Infinite Banking strategies in Canada. Learn how improperly structured whole life insurance and CSV lines of credit can create massive tax liabilities for business owners and their families. Protect your wealth with smarter planning and avoid costly mistakes. - [321: How Rich Families Leave Tax-Free Wealth Behind](https://wealthonmainstreet.com/podcast/321-how-rich-families-leave-tax-free-wealth-behind/) - In a financial landscape often dominated by fleeting trends and complex strategies, there emerges a powerful alternative: Infinite Banking. Far from a mere financial product, it's a philosophy, a way of life that empowers individuals and families to become their own bankers, fostering not just monetary wealth but also invaluable generational wisdom. We recently had Explore how TD's family leverages Infinite Banking for real estate and multi-generational financial freedom, ditching conventional finance for lasting legacy. - [320: The Truth About the 1988 IRS Whole Life Crackdown](https://wealthonmainstreet.com/podcast/320-the-truth-about-the-1988-irs-whole-life-crackdown/) - In April 1987, this single, audacious headline in the Wall Street Journal triggered a massive Senate subcommittee hearing, fundamentally altering the IRS tax code and the entire life insurance industry forever. In this deep dive, inspired by Chapter 4 of R. Nelson Nash’s seminal work, The Perfect Investment, we unpack the real history behind the tarnished reputation of whole life insurance. Discover why aggressive, misleading marketing nearly ruined the industry, how the 1988 regulatory fallout shaped modern rules, and why a properly structured Infinite Banking Concept (IBC) system remains one of the most powerful, rock-solid tools for cash flow control and long-term financial autonomy today. Uncover the 1988 Wall Street Journal ad scandal that changed whole life insurance forever. Learn why IBC isn't a gimmick and how it empowers financial control. - [316: Discover Infinite Banking Through One Powerful Story](https://wealthonmainstreet.com/podcast/316-discover-infinite-banking-through-one-powerful-story/) - Life often throws unexpected curveballs, prompting us to re-evaluate our paths. For Darcy Densmore, a seasoned professional with 35 years in the demanding oil field, a family health crisis became the catalyst for a profound career and financial transformation. His journey from drilling holes in the ground to empowering individuals with the Infinite Banking Concept Explore Darcy Densmore's transformative journey from a 35-year oilfield veteran to an Infinite Banking practitioner, driven by personal health challenges and a quest for purpose. - [319: The Hidden Truths of Money, Interest Rates, and Your "Perfect" Investment](https://wealthonmainstreet.com/podcast/319-the-hidden-truths-of-money-interest-rates-and-your-perfect-investment/) - Are we perpetually caught in a cycle of boom and bust? For decades, experts like Carlos Lera and Robert Murphy have illuminated the opaque processes of money creation and interest rate manipulation, arguing that they fundamentally mislead both economies and individual investors. Fast forward to today, and the echoes of these warnings resonate louder than Explore the history of money creation, the influence of central banks, and what truly defines a 'perfect' investment in an uncertain economic landscape. - [317: How to Build Financial Control Using Infinite Banking](https://wealthonmainstreet.com/podcast/317-how-to-build-financial-control-using-infinite-banking/) - Life is full of unexpected twists and turns. From unforeseen expenses to dramatic income shifts, navigating financial uncertainty is a universal challenge. Imagine earning income, receiving it, and then years later, having a significant portion clawed back. Or facing a sudden, massive expense just as you're recovering from a period of low earnings. These are Explore Richard Canfield's 14-year personal journey with Infinite Banking, detailing real-life challenges, strategic financial growth, and building lasting family wealth. - [315:How Infinite Banking Transforms Charitable Giving for Nonprofits](https://wealthonmainstreet.com/podcast/315how-infinite-banking-transforms-charitable-giving-for-nonprofits/) - Discover how Paul Eikeland, a former pastor, applies the Infinite Banking Concept (IBC) to optimize charitable giving and leave a lasting legacy for families and nonprofits. In a world where financial strategies often focus solely on personal gain, the idea of integrating personal finance with altruistic giving can seem revolutionary. But what if there was Discover how Paul Eikeland, a former pastor, applies the Infinite Banking Concept (IBC) to optimize charitable giving and leave a lasting legacy for families and nonprofits. - [314: Alan Blecker Reveals Why the System Keeps You Broke and How to Take Back Control](https://wealthonmainstreet.com/podcast/314-alan-blecker-reveals-why-the-system-keeps-you-broke-and-how-to-take-back-control/) - People often believe what they're told by those with credentials, but what if those trusted voices aren't always looking out for your best interests? Alan Blecker, a seasoned financial expert with over five decades around Wall Street, offers a sobering perspective on the financial landscape. After years as a CPA, CLU, and CHFC, he witnessed Alan Blecker, a financial expert with over 50 years of experience, reveals how the traditional financial system often works against everyday people. In this episode, he shares why true financial control comes from understanding how money flows and taking ownership of it. Discover how shifting your mindset can help you build certainty, independence, and long-term wealth. - [313: How to Master Your Money Using Infinite Banking With Martin Vuksinic](https://wealthonmainstreet.com/podcast/313-how-to-master-your-money-using-infinite-banking-with-martin-vuksinic/) - In a world often dictated by traditional financial systems, the concept of Infinite Banking offers a refreshing and powerful alternative. Martin Vuksinic, a seasoned entrepreneur and advocate for financial autonomy, shares his transformative journey and insights into mastering one's own money, even from a serene location in Mexico. Escaping the Conventional: A Path to Financial In a world often dictated by traditional financial systems, the concept of Infinite Banking offers a refreshing and powerful alternative. Martin Vuksinic, a seasoned entrepreneur and advocate for financial autonomy, shares his transformative journey and insights into mastering one's own money, even from a serene location in Mexico. - [312: The Costly Mistake Entrepreneurs Make That Kills Profit](https://wealthonmainstreet.com/podcast/312-the-costly-mistake-entrepreneurs-make-that-kills-profit/) - Many entrepreneurs work harder than anyone they know yet still struggle to consistently pay themselves. In this episode of the Wealth On Main Street Podcast, we sit down with Lisa Campbell, President of Profit First Professionals Canada, to explore why profitability is one of the biggest challenges for business owners. Lisa explains how the Profit First system flips traditional accounting by prioritizing profit and owner pay before expenses. This simple shift helps entrepreneurs gain control of their cash flow, reduce financial stress, and build a sustainable business. If you've ever felt like your business is growing but your personal income isn't, this conversation will challenge how you think about money, profit, and financial discipline. Why entrepreneurs struggle with cash flow and owner pay. Lisa Campbell explains the Profit First system to help business owners build profit and financial clarity. - [311: Why Business Owners Need an Exit Plan Now](https://wealthonmainstreet.com/podcast/311-why-business-owners-need-an-exit-plan-now/) - For many business owners, the thought of exiting their enterprise looms in the distant future. Yet, as Certified Exit Planner and business coach Pete Mohr expertly illustrates, preparation is not a luxury but a necessity, often taking years. Without proper planning, owners risk selling under duress, leaving significant value on the table, and facing unexpected Certified Exit Planner Pete Mohr explains why business owners must plan their exit years in advance and the 10 drivers that determine business value. - [310: Is Your Business a Trap? How to Scale Absence and Reclaim Your Freedom](https://wealthonmainstreet.com/podcast/310-is-your-business-a-trap-how-to-scale-absence-and-reclaim-your-freedom/) - Stop being the bottleneck. Learn how Erin Krueger scaled to $2.5B in sales by "scaling her absence." Discover the Life Jacket method to build a team that wins. - [309: How to Crush Limiting Beliefs and Build a Life of True Significance](https://wealthonmainstreet.com/podcast/309-how-to-crush-limiting-beliefs-and-build-a-life-of-true-significance/) - Have you ever felt like an invisible ceiling was capping your potential? You change your habits, you wake up earlier, and you read the latest business books, yet the same patterns of self-sabotage keep appearing in your finances and your relationships. In our latest podcast episode, we sat down with Rick Torrison, international speaker and Stop self-sabotage. Learn how Rick Torrison helps leaders identify limiting beliefs and shift from success to significance. Watch the new episode today! - [308: The Most Compelling Money Argument a Lawyer Ever Found](https://wealthonmainstreet.com/podcast/308-the-most-compelling-money-argument-a-lawyer-ever-found/) - Neil Dietrich spent 16 years as a Crown attorney before realizing stability had become a set of “golden handcuffs.” In this episode, he shares what led him to leave public service, how he rigorously tested the Infinite Banking Concept, and why he now calls it the most compelling financial argument he’s ever encountered. This conversation explores reinvention, risk, expert “lanes,” and how building a family banking system can create clarity, control, and multi-generational impact. Neil Dietrich shares how he left a 16-year career as a Crown attorney, broke free from the golden handcuffs, and found clarity through Infinite Banking. - [307: Dads Under Pressure, How to Ask for Help and Heal](https://wealthonmainstreet.com/podcast/307-dads-under-pressure-how-to-ask-for-help-and-heal/) - Most dads grow up believing one core rule: if something breaks, you fix it. If someone’s hurting, you protect them. If your family needs stability, you find a way. But what happens when life hands you something that can’t be fixed? That’s where this episode goes, gently, honestly, and powerfully. In this conversation on Wealth A powerful conversation on fatherhood, loss, mental health, and financial certainty. Jean Dubois shares why dads don’t have to fix everything. - [306: The Simple Truth About Infinite Banking](https://wealthonmainstreet.com/podcast/306-the-simple-truth-about-infinite-banking/) - Infinite Banking isn’t about tools or tactics. It’s about controlling cash flow, rethinking money, and building confidence for your family’s future. Discover why Infinite Banking isn’t about products but about controlling your cash flow, thinking differently, and building generational wealth with confidence. - [305: The Ultimate Wealth Strategy for Families Who Think Long-Term](https://wealthonmainstreet.com/podcast/the-ultimate-wealth-strategy-for-families-who-think-long-term/) - For more than three decades, Jayson has quietly built something most people never see coming. No hype. No speculation. No “get rich quick” tactics. Just a boring-looking system that produces extraordinary results. In this special anniversary episode of Wealth On Main Street, Jayson pulls back the curtain on a journey he’s kept mostly private for Jayson reveals his 32-year journey of dividend reinvesting and why it pairs perfectly with Infinite Banking. The “ultimate tag team” opens up in 2026. - [304: What’s Really Costing Farmers Control of Their Money?](https://wealthonmainstreet.com/podcast/304-whats-really-costing-farmers-control-of-their-money/) - Farmers don’t ask for easy. They wake up early. They work long days. They carry a risk most people will never understand. Weather. Markets. Fuel prices. Equipment failures. And decisions made far away by people who’ve never set foot on a farm. In this episode of Wealth On Main Street, Richard, Jayson, and Dan Allen Farmers can’t control the weather or markets, but they can control how money flows through their operation. Dan Allen explains how Infinite Banking helps farm families build stability, reduce stress, and keep the farm in the family. - [303: Why Traditional Management Fails and What Actually Works](https://wealthonmainstreet.com/podcast/303-why-traditional-management-fails-and-what-actually-works/) - Most leaders believe they’re accountable for results. Michael Walsh disagrees. In this episode of Wealth On Main Street, business coach and author Michael Walsh explains a radical but practical truth: You’re not accountable for the result. You’re accountable for supporting the people who generate it. That single mindset shift changes everything. After more than 30 Most leaders think they’re accountable for results. Business coach Michael Walsh explains why supporting people, not controlling outcomes, is the key to real growth. - [302: New Dad, New Mission - Garrett Gastil on Family Banking](https://wealthonmainstreet.com/podcast/302-new-dad-new-mission-garrett-gastil-on-family-banking/) - Banking Will Happen to You, or You Control It (Garrett Gastil) Most people don’t realize they’re “doing banking” every day. They call it car payments, mortgages, credit cards, and lines of credit. Here’s the truth Garrett Gastil shares in this episode: Banking will happen to you, or you’ll be in control of it. Garrett is New dad Garrett Gastil shares how Infinite Banking gave his family control, liquidity, and peace of mind and why banking will happen to you or by you. - [301: Never Too Old for IBC: Mary Hadfield’s Story at 71](https://wealthonmainstreet.com/podcast/301-never-too-old-for-ibc-mary-hadfields-story-at-71/) - Are You Ever Too Old to Start Infinite Banking?Mary’s Starting Point: “I Was Intrigued Because It’s Not the Normal Program.”The Learning Curve: Real Talk About Reading the BookWhy This Felt Different: “It’s Stabilizing”The Big Shift: Control Over Cash FlowLegacy Thinking: Beyond MaryStan’s Reminder: You’re Not Too LateListen: SpotifyWant Help Building Your Own Family Banking System®?Got At 71, Mary Hadfield proves you’re never too old for Infinite Banking. Learn how control, mindset, and legacy planning matter at every stage of life. - [300: The Powerful Trades Story That Will Motivate You](https://wealthonmainstreet.com/podcast/300-the-powerful-trades-story-that-will-motivate-you/) - From mowing lawns for beer money to leading a multi-million-dollar trades company, Cory Brewer reveals the real blueprint behind Beyond Landscaping’s explosive growth. In this episode, Cory joins Jayson Lowe and Richard Canfield to break down the systems, culture, and mindset shifts that helped him scale to 40+ full-time staff and finally step out of day-to-day chaos. If you're a trades or service business owner ready to grow without burning out, this conversation will change how you think about leadership, profit, and control. From lawn-care side hustle to a multi-million-dollar trades company, Cory Brewer reveals how culture, systems, and mindset redesign a business and a life. - [299: The Hidden Threat Stealing Your Wealth](https://wealthonmainstreet.com/podcast/299-the-hidden-threat-stealing-your-wealth/) - Most people feel the pressure long before they understand where it’s coming from. The grocery bill creeps up, mortgage renewals pinch harder, and the paycheck seems to vanish faster every single month. FULL TRANSCRIPT available here → CLICK HERE! In this two-part “Triple Threat” series, Jayson Lowe, Richard Canfield, and Henry Wong sit down to - [298: Canada’s New Budget | The Hidden Debt Crisis](https://wealthonmainstreet.com/podcast/298-canadas-new-budget-the-hidden-debt-crisis/) - When Policy Meets Reality “If you think you’re going to bring our trade with the United States down to zero, you’re dreaming.” - Kim Moody Canada’s economy is inseparable from the United States. Nearly 70 percent of our economic activity depends on that relationship. So when the federal government drops a new budget promising $60 Kim Moody joins Wealth on Main Street to unpack Canada’s federal budget, rising debt, and inflation’s hidden tax on Main Street Canadians. - [297: US–Canada Tariffs: The Hidden Cost to Your Wealth](https://wealthonmainstreet.com/podcast/297-tariffs-inflation-control-how-policy-impacts-your-wealth/) - If Parliament Hill or Capitol Hill can move your wealth, you never really owned it. That single idea frames today’s conversation with Jayson Lowe, Richard Canfield, and returning guest Henry Wong. We tackle tariffs, inflation, business valuation, and why control, not prediction, is the real edge for Main Street entrepreneurs. The Short Version Tariffs are Tariffs and inflation don’t just raise prices; they drain valuation. Learn how Main Street owners use Infinite Banking to build liquidity, absorb shocks, and keep control. - [296:The Hidden Dividend Lever That Builds Wealth](https://wealthonmainstreet.com/podcast/296the-hidden-dividend-lever-that-builds-wealth/) - Why we recorded thisFirst principlesThe five dividend elections (and when they backfire)1) Paid in Cash2) Reduce Premium3) Dividends on Deposit4) Paid-Up Additions (PUAs) Our default for IBC5) Enhanced/Blended Option (Term + Auto-Convert)A simple, concrete illustrationNelson’s lesson (why this changed how many of us think)FAQ: fast answers to the questions we get the mostBest-practice checklist (do Discover the five dividend elections in participating whole life insurance and learn why Paid-Up Additions are the key to steady, tax-efficient wealth growth. - [295: How to Build a Sale-Ready Brand | Neil Twa](https://wealthonmainstreet.com/podcast/295-how-to-build-a-sale-ready-brand-neil-twa/) - The System Behind Success (and Why Most Entrepreneurs Miss It)From Amazon FBA to AI: The New Frontier of EntrepreneurshipMindset Over Mechanics: The Platinum PrincipleCapital, Control, and Cash Flow: The Infinite Banking ConnectionAutomation Meets Faith and FamilyKey Takeaways from Neil Twa’s EpisodeWatch the Full Episode The System Behind Success (and Why Most Entrepreneurs Miss It) If In this episode, Neil Twa shares how AI-driven systems can transform a business into a freedom-producing asset. Learn how automation, discipline, and strategy create wealth that lasts beyond you. - [294: Faith, Freedom & Fearless Wealth | The Texas Boys’ Story](https://wealthonmainstreet.com/podcast/294-faith-freedom-fearless-wealth-the-texas-boys-story/) - What would make someone leave an 11-year career as a financial planner, walk away from spreadsheets and suits, and trade it all for a pair of work boots? That’s exactly what our guest, T.D. Ford from The Texas Boys did. In this conversation, he proves that stepping out on faith can lead to more abundance, We found TD Ford via our YouTube community and teamed up with The Texas Boys to share how faith and Infinite Banking built real family freedom. - [293:  Infinite Banking Made Simple for Business Owners](https://wealthonmainstreet.com/podcast/293-infinite-banking-made-simple-for-business-owners/) - How Infinite Banking Creates Financial Peace for Business Owners What if your company could run on peace of mind instead of pressure from the banks? In this episode of Wealth on Main Street, Jayson Lowe and Richard Canfield sit down with Troy Treleaven, a corporate trainer with decades of experience at the Dale Carnegie Organization. Discover how Dale Carnegie trainer Troy Treleaven found peace, freedom, and lasting family wealth through the Infinite Banking Concept. - [292: How to Secure Your Crypto Wealth with Infinite Banking](https://wealthonmainstreet.com/podcast/292-how-to-secure-your-crypto-wealth-with-infinite-banking/) - Success or regret often comes down to one thing: guidance. In this episode, Richard Canfield and Jayson Lowe reveal how to combine crypto and the Infinite Banking Concept (IBC) to keep control, minimize risk, and protect your wealth through every market swing. Learn the basics of Infinite Banking The Big Mistake Most Crypto Investors MakeProcess Discover how Infinite Banking can fund crypto buys (Bitcoin, XRP) without triggering taxes or draining savings. Richard Canfield & Jayson Lowe explain smart, disciplined leverage. - [291: Silver, CBDCs & Infinite Banking: Secure Lasting Wealth](https://wealthonmainstreet.com/podcast/291-silver-cbdcs-infinite-banking-secure-lasting-wealth/) - Discover why silver, sound money, and Infinite Banking are vital for financial independence amid the rise of CBDCs and central bank control. - [289: Infinite Banking FAQs | Chey & Garrett, US Advisor](https://wealthonmainstreet.com/podcast/289-infinite-banking-faqs-chey-garrett-us-advisor/) - Ascendant US advisors Chey O’Brien and Garrett Gastil join Richard Canfield to answer Infinite Banking FAQs on loans, habits, control, and efficiency. - [288: IBC Legacy: Living Wealth Joins Ascendant Financial](https://wealthonmainstreet.com/podcast/288-ibc-legacy-living-wealth-joins-ascendant-financial/) - Discover how Living Wealth’s legacy continues with Ascendant Financial as Nate & Holly Poteet share Ray’s vision of Infinite Banking & family freedom. - [287: Five Years Practicing Infinite Banking with Gastil Brothers](https://wealthonmainstreet.com/podcast/287-five-years-practicing-infinite-banking-with-gastil-brothers/) - Garrett and Miles Gastil share five years of Infinite Banking practice, lessons from business and family, and why control matters more than quick wins. - [286: Building Generational Wealth & Legacy Through Infinite Banking with Thomas O’Connell](https://wealthonmainstreet.com/podcast/286-building-generational-wealth-legacy-through-infinite-banking-with-thomas-oconnell/) - Thomas O’Connell and Richard Canfield reveal how the Infinite Banking Concept helps build generational wealth and enables families to retire with control. - [290: Infinite Banking Risks & How to Avoid Them](https://wealthonmainstreet.com/podcast/290-infinite-banking-risks-how-to-avoid-them/) - Discover the real risks of Infinite Banking and how to avoid them. Learn why clarity, discipline, and the right coach make all the difference. - [285: Breaking Free Financially Through Infinite Banking with Riccardo Manazza](https://wealthonmainstreet.com/podcast/breaking-free-financially-through-infinite-banking-with-riccardo-manazza-285/) - How do you break away from a system that keeps you dependent? In this episode, Riccardo Manazza and Richard Canfield share why Infinite Banking is the answer. - [284: Taking Financial Control: Being the Pilot of Your Finances with John T. Urbik IBCP](https://wealthonmainstreet.com/podcast/taking-financial-control-being-the-pilot-of-your-finances-with-john-t-urbik-ibcp-284/) - John T. Urbik IBCP joins us to show why managing your money is like flying a jet that takes focus, preparation, and the right team in the cockpit. - [283: Double Your Financial Freedom: Bitcoin and Infinite Banking Together with Shaun Somers](https://wealthonmainstreet.com/podcast/double-your-financial-freedom-bitcoin-and-infinite-banking-together-with-shaun-somers-283/) - Richard Canfield welcomes back Shaun Somers to discuss how and bitcoin and infinite banking can work together to help you achieve financial freedom and control. - [282: How Millennials Are Rewriting the Money Rules with Infinite Banking](https://wealthonmainstreet.com/podcast/how-millennials-are-rewriting-the-money-rules-with-infinite-banking-282/) - Richard Canfield is joined by Paul Eikeland, Taran Sousa, and Quan Pham to share how millennials are rewriting the money rules with infinite banking. - [281: Taking Charge of Your Wealth That Lasts Generations with Justin Maxwell](https://wealthonmainstreet.com/podcast/taking-charge-of-your-wealth-that-lasts-generations-with-justin-maxwell-281/) - In this episode, we talk with Justin Maxwell, partner at Big Life Financial, on how leadership could help you have wealth that lasts generations. - [280: How Legacy Planning Protects Your Family’s Generational Wealth with Shane Stirling](https://wealthonmainstreet.com/podcast/how-legacy-planning-protects-your-familys-generational-wealth-with-shane-stirling-280/) - In this episode, Jayson Lowe and Richard Canfield talk with Shane Stirling about how legacy planning protects your family’s generational wealth - [279: Break the Cycle: Build Wealth on Your Own Terms with Joseph Romualdi](https://wealthonmainstreet.com/podcast/break-the-cycle-build-wealth-on-your-own-terms-with-joseph-romualdi-279/) - Jayson Lowe and Richard Canfield sit down with Joseph Romualdi, CEO of Casa Pulita Corp, who built wealth and redefined success on his terms. - [278: Attracting Clients by Owning Your True Value with Derrick Kinney](https://wealthonmainstreet.com/podcast/attracting-clients-by-owning-your-true-value-with-derrick-kinney-278/) - Jayson Lowe and Richard Canfield talk with best-selling author Derrick Kinney to explore how small shifts in how you communicate can attract clients. - [277: Why It’s Never Too Late To Start Infinite Banking with 82-Year-Old John Zytveld](https://wealthonmainstreet.com/podcast/why-its-never-too-late-to-start-infinite-banking-with-82-year-old-john-zytveld-277/) - In this episode, Richard Canfield and Jayson Lowe talk with 82-year-old John Zytveld, on why it’s never too late to start infinite banking, no matter your age - [276: Breaking the Cycle with Infinite Banking to Build Wealth Differently with Ashley Doyle](https://wealthonmainstreet.com/podcast/breaking-the-cycle-with-infinite-banking-to-build-wealth-differently-with-ashley-doyle-276/) - In this episode, Jayson Lowe and Richard Canfield talk with Ashley Doyle to explore how Infinite Banking helped him break the cycle to build wealth differently! - [275: Canada’s $486B Spending Plan Proves You Need the Infinite Banking Concept NOW](https://wealthonmainstreet.com/podcast/canadas-486b-spending-plan-proves-you-need-the-infinite-banking-concept-now-275/) - The $486 billion government spending plan hits the headlines without a clear direction, but infinite banking gives you a practical, reliable path forward. - [274: How The Profit First Policy Method Changed Brandon Neely’s Life](https://wealthonmainstreet.com/podcast/how-the-profit-first-policy-method-changed-brandon-neelys-life-274/) - We talk with Brandon Neely, who reveals how the Profit First method saved his business, strengthened his marriage, and gave his family a new future. - [273: Real-Life Application of Infinite Banking to Regain Financial Control with Dr. Richard Vuksinic](https://wealthonmainstreet.com/podcast/real-life-application-of-infinite-banking-to-regain-financial-control-with-dr-richard-vuksinic-273/) - In this episode, Dr. Richard Vuksinic shares how Infinite Banking complements how he grows food, protect the land, and raise his family with care. - [272: How the Infinite Banking Concept Changed Elizabeth Wall's Life](https://wealthonmainstreet.com/podcast/how-the-infinite-banking-concept-changed-elizabeth-walls-life-272/) - Jayson Lowe and Richard Canfield talk with Elizabeth Wall, an authorized Infinite Banking Practitioner, on how the Infinite Banking Concept changed her life. - [271: How Does Infinite Banking Concept Enable Financial Freedom?](https://wealthonmainstreet.com/podcast/how-does-infinite-banking-concept-enable-financial-freedom-271/) - Jayson Lowe, Richard Canfield, and Quan Pham reveal how Canadians are using the Infinite Banking Concept (IBC) to gain extraordinary financial independence. - [270: U.S. Immigration Myth: It Isn’t as Hard as You Think](https://wealthonmainstreet.com/podcast/us-immigration-myth-it-isnt-as-hard-as-you-think-270/) - Your U.S. Immigration might seem like a dream buried under piles of paperwork, red tape, and uncertainty—but the reality of how easy it is might surprise you. - [269: Changing Lives For The Better Through Infinite Banking](https://wealthonmainstreet.com/podcast/changing-lives-for-the-better-through-infinite-banking-269/) - Advisor Taran Sousa shares with Richard Canfield and Jayson Lowe how the Infinite Banking Concept changed his finances and his life. - [268: How Infinite Banking Solves Business Cash Flow Stress](https://wealthonmainstreet.com/podcast/how-infinite-banking-solves-business-cash-flow-stress-268/) - Cash flow stress can wear you down—especially when you're running a business. That's where the infinite banking concept can help you! - [267: Why Infinite Banking Means True Financial Freedom with Kurt Berry](https://wealthonmainstreet.com/podcast/why-infinite-banking-means-true-financial-freedom-with-kurt-berry-267/) - Why does infinite banking mean true financial freedom? Kurt Berry answers that in this episode! Tune in for an eye-opening conversation! - [266: Farmer Uses Infinite Banking to Control The Farm Operation](https://wealthonmainstreet.com/podcast/farmer-uses-infinite-banking-to-control-the-farm-operation-266/) - In this episode, Richard Canfield speaks with Rene Nielsen of Nielsen Farm & Flowers to show how a farmer uses infinite banking to control the farm operation. - [265: The Nelson Nash Institute IBC Practitioner Council & Coaching](https://wealthonmainstreet.com/podcast/the-nelson-nash-institute-ibc-practitioner-council-coaching-265/) - Richard Canfield sat down with Infinite Banking Concept (IBC) expert Mary Jo Irmen to unpack the most current developments at the Nelson Nash Institute. - [264: Buy Term and Invest the Difference of IBC](https://wealthonmainstreet.com/podcast/264-buy-term-and-invest-the-difference-of-ibc/) - The debate between Buy Term and Invest the Difference and IBC is one that's been discussing for years. We discuss this head-on in this episode! - [263: Family Banking: Keeping Your Wealth Where It Belongs](https://wealthonmainstreet.com/podcast/family-banking-keeping-your-wealth-where-it-belongs-263/) - Jayson Lowe and Richard Canfield share the concept of Family Banking. Keep wealth circulating within your household instead of flowing to traditional banks. - [262: Secure Cash Flow Like the Ultra-Wealthy Do](https://wealthonmainstreet.com/podcast/secure-cash-flow-like-the-ultra-wealthy-do-262/) - You likely spend a lot of time thinking about cash flow. Yes, cash flow is king. But how do you secure cash flow like the ultra-wealthy? Jason Weiss shares how! - [261: Business Owners Need To Understand Financial Statements!](https://wealthonmainstreet.com/podcast/business-owners-need-to-understand-financial-statements-261/) - Running a business is about more than just making sales. If you don’t understand financial statements, you’re flying blind. Learn more in this episode! - [260: The Secret Strategy Real Estate Investors Overlook](https://wealthonmainstreet.com/podcast/260-the-secret-strategy-real-estate-investors-overlook/) - Real estate investing isn’t just about buying properties and appreciation. Rick Goldring shares the secret strategy investors use to safeguard their wealth. - [259: RRSP Meltdown Creates Real Estate Opportunity with Stan Wolny](https://wealthonmainstreet.com/podcast/259-rrsp-meltdown-creates-real-estate-opportunity-with-stan-wolny/) - Make strategic moves that align with your long-term goals! Stan Wolny joins to share how the RRSP meltdown will help you take charge of your financial future. - [258: Death Planning: Strategic Planning for Life’s Inevitable Moment](https://wealthonmainstreet.com/podcast/258-death-planning-strategic-planning-for-lifes-inevitable-moment/) - Life’s only guarantees are death and taxes. So, we welcome Michael Ball, a 13-year veteran in the Bereavement Sector, to discuss death planning. - [256: Taxes in 2025 and Beyond with Kim Moody](https://wealthonmainstreet.com/podcast/256-taxes-in-2025-and-beyond-with-kim-moody/) - In this episode, Kim Moody, founder of Moodys Private Client and Moodys Tax, breaks down changes in Canada’s taxes in 2025 and what they mean for you. - [257: The Best Whole Life Insurance Policy Design Discussion](https://wealthonmainstreet.com/podcast/257-the-best-whole-life-insurance-policy-design-discussion/) - Curious how to craft a whole life insurance policy that truly works for you? Let’s simplify the process and explore practical strategies you can apply now. - [255: Trump Inauguration 2025 and Infinite Banking](https://wealthonmainstreet.com/podcast/255-trump-inauguration-2025-and-infinite-banking/) - In this episode, we dive into how the Infinite Banking Concept remains steadfast amidst political uncertainty—even during Trump inauguration. - [253: Lasting Peace of Mind Through Infinite Banking with Nate Dean](https://wealthonmainstreet.com/podcast/253-lasting-peace-of-mind-through-infinite-banking-with-nate-dean/) - Nate Dean of Unlimited Life Concepts walks us through how the Infinite Banking Concept gives you peace of mind and financial independence. - [252: Using the Wise Money Method with Krisstina Wise](https://wealthonmainstreet.com/podcast/252-using-the-wise-money-method-with-krisstina-wise/) - Krisstina Wise talks about her transformative experience with the Wise Money Method, aachieving financial independence through a non-traditional lens. - [251: Balancing Business and Family with REBL Dad Derek Notman](https://wealthonmainstreet.com/podcast/251-balancing-business-and-family-with-rebl-dad-derek-notman/) - Derek Notman talks about the REBL Dad Mastermind, an exclusive group that supports entrepreneurial dads in finding a balance between business and family life. - [250: "Is Infinite Banking Too Good to be True??"](https://wealthonmainstreet.com/podcast/250-is-infinite-banking-too-good-to-be-true/) - Is Infinite Banking too good to be true, or are people not aware of how powerful it can be? Jayson Lowe and Richard Canfield address the skepticism! - [249: Regaining Financial Freedom in a Rigged Financial System with John McGuire](https://wealthonmainstreet.com/podcast/249-regaining-financial-freedom-in-a-rigged-financial-system-with-john-mcguire/) - With over 25 years of industry experience, John McGuire of Wealth Advisory lays out real-world tactics for taking charge and achieving your financial freedom. - [248: Why Saving For Retirement Feels Impossible with Barry James Dyke](https://wealthonmainstreet.com/podcast/248-why-saving-for-retirement-feels-impossible/) - Barry James Dyke joins us to talk about why saving for retirement feels next to impossible in today’s economic landscape. - [247: Commissions and Fees - "Whole Life Fees are too high!"](https://wealthonmainstreet.com/podcast/247-commissions-and-fees-whole-life-fees-are-too-high/) - We tackle the controversial whole life fees and agent commissions, and why they are structured to provide value—not just profits for insurance companies. - [246: Escape Debt’s Grip with Infinite Banking Power](https://wealthonmainstreet.com/podcast/246-escape-debts-grip-with-infinite-banking-power/) - 61-year-old truck driver Lou Cardoso shares how he utilized dividend-paying whole life insurance to escape debt's grip-- by paying a $100,000 loan. - [254: Indexed Universal Life Lawsuits, Why IUL Sucks with Robert Rikard](https://wealthonmainstreet.com/podcast/254-indexed-universal-life-lawsuits-why-iul-sucks-with-robert-rikard/) - Indexed Universal Life (IUL) policies, marketed as tax-free retirement solutions, have left countless policyholders financially devastated. Tune in! - [245: Arrival Syndrome: "I know all about Infinite Banking"](https://wealthonmainstreet.com/podcast/245-arrival-syndrome-i-know-all-about-infinite-banking/) - Think you know everything about Infinite Banking? That’s the "Arrival Syndrome," and it might be the barrier holding you back from financial independence. - [244: Creating Wealth with Proven Business Strategies](https://wealthonmainstreet.com/podcast/244-creating-wealth-with-proven-business-strategies/) - Athin Cassiotis shares how to create wealth and scale your business by mastering mindset, leveraging AI, and optimizing proven business strategies. - [243: Tax Implications of Leaving Canada](https://wealthonmainstreet.com/podcast/243-tax-implications-of-leaving-canada/) - Before you take the leap, there's a lot you need to know about the tax implications when leaving Canada. Join us in this episode. - [242: YOUR MONEY Problems Finally Solved!!](https://wealthonmainstreet.com/podcast/242-your-money-problems-finally-solved/) - We dive deep into the Infinite Banking Concept and how you can break free from the chains of traditional banking to solve your money problems! - [241: Transforming Real Estate Deals through ezREIclosings with David Olds](https://wealthonmainstreet.com/podcast/241-transforming-real-estate-deals-through-ezreiclosings-with-david-olds/) - In this episode, David Olds shares how he identified a critical gap in real estate deals and created ezREIclosings to solve these problems. - [240: I Wish I Started Infinite Banking Sooner](https://wealthonmainstreet.com/podcast/240-i-wish-i-started-infinite-banking-sooner/) - In this episode, Art Dadson shares how you could take control of your financial destiny through Infinite Banking and make your money work as hard as you do. - [239: The Infinite Banking Concept Coaching Academy Review](https://wealthonmainstreet.com/podcast/239-the-infinite-banking-concept-coaching-academy-review/) - The Infinite Banking Concept Coaching Academy will equip you with the tools and strategies to master this revolutionary approach. - [238: How Infinite Banking Can Revolutionize the $112M Game Plan of Leon Draisaitl](https://wealthonmainstreet.com/podcast/238-how-infinite-banking-can-revolutionize-the-112m-game-plan-of-leon-draisaitl/) - What if you could take control of your finances the same way Leon Draisaitl controls the ice? We draw parallels between his contract strategy and IBC! - [237: Hidden Ways to Funding Higher Education and Avoiding RESP Limitations!](https://wealthonmainstreet.com/podcast/237-hidden-ways-to-funding-higher-education-and-avoiding-resp-limitations/) - Laura Harkin discusses the limitations of traditional RESP accounts and how she used the Infinite Banking Concept to unlock more flexible funding options. - [236: Don’t Spread The Wealth Day! BOOK LAUNCH EPISODE!](https://wealthonmainstreet.com/podcast/236-dont-spread-the-wealth-day-book-launch-episode/) - In this episode, Richard Canfield and Jayson Lowe dive deep into the powerful Infinite Banking Concept and the launch of their book, Don't Spread the Wealth! - [235: Escaping Financial Ruin with Proven Infinite Banking Tactics with Andrew Murdoch](https://wealthonmainstreet.com/podcast/235-escaping-financial-ruin-with-proven-infinite-banking-tactics-with-andrew-murdoch/) - In this episode, Andrew Murdoch, a seasoned practitioner of IBC, shares how he escaped financial ruin with proven infinite banking tactics. - [HUGE UPDATE: Welcome to Wealth on Main Street!](https://wealthonmainstreet.com/podcast/huge-update-welcome-to-wealth-on-main-street/) - Let's discuss the exciting transition to Wealth on Main Street.! We share the vision behind the rebrand-- and what you can expect from our new identity. - [234: Investment Banker Becomes Infinite Banker](https://wealthonmainstreet.com/podcast/234-investment-banker-becomes-infinite-banker/) - We talk with Satish Mehra, a former investment banker turned Infinite Banker, as he shares the transformative impact of Infinite Banking on his life and career. - [233. How to Build Mental Toughness and Achieve Optimal Health with Robb Evans](https://wealthonmainstreet.com/podcast/233-how-to-build-mental-toughness-and-achieve-optimal-health-with-robb-evans/) - Robb Evans shares his insights on mental toughness, the importance of daily habits, and how to build a resilient mindset. - [232. How Infinite Banking Can Transform Your Financial Future](https://wealthonmainstreet.com/podcast/232-how-infinite-banking-can-transform-your-financial-future/) - Infinite banking allows us to achieve financial freedom. Nate Scott from Living Wealth joins us in this episode! - [231. 2024 Tax Changes: What Business Owners and Real Estate Investors Need to Know](https://wealthonmainstreet.com/podcast/231-2024-tax-changes-what-business-owners-and-real-estate-investors-need-to-know/) - You should be aware of how tax changes affect you, and your finances. We discuss the 2024 tax changes and the critical questions you should be asking. - [230. Private Lending With Infinite Banking: How Al Ahh Achieved Financial Success](https://wealthonmainstreet.com/podcast/230-private-lending-with-infinite-banking-how-al-ahh-achieved-financial-success/) - Private lending combined with the Infinite Banking Concept offers a pathway to financial independence that is both innovative and effective. - [229. Exploring the Stability and Long-Term Benefits of Mutual Insurance with Martin Reeves](https://wealthonmainstreet.com/podcast/229-exploring-the-stability-and-long-term-benefits-of-mutual-insurance-with-martin-reeves/) - We delve into the role of actuaries and the benefits of mutual insurance with Martin Reeves, Head of Individual Insurance Business for Equitable Life of Canada. - [228. Velocity Banking and Infinite Banking Combined with Denzel Rodriguez](https://wealthonmainstreet.com/podcast/228-velocity-banking-and-infinite-banking-combined-with-denzel-rodriguez/) - Denzel Rodriguez shares the practical applications of Velocity Banking and how combining it with Infinite Banking can create a robust financial strategy. - [227. Infinite Banking Concept: Why Consider It?](https://wealthonmainstreet.com/podcast/227-infinite-banking-concept-why-consider-it/) - In this episode, we talk with Clayton Smith, an entrepreneur who has successfully implemented the Infinite Banking Concept. - [226. Maximizing Marketing Through Effective Copywriting](https://wealthonmainstreet.com/podcast/226-maximizing-marketing-through-effective-copywriting/) - William Wang of Growth Labz shares the true value of maximizing marketing through good copywriting and understanding your audience's psychological needs. - [200. Set Big Goals in 2024](https://wealthonmainstreet.com/podcast/200-1st-episode-of-2024/) - Wealth Without Bay Street 200: 1st Episode of 2024 “New year, new me" is a thing of the past. How about a New Decade resolution instead? With a decade ahead of us, we have room for growth and forgiveness. Let's focus on gradual and steady progress towards our goals. Reflect on the past, decide what – Wealth Without Bay Street 200: 1st Episode of 2024 “New year, new me" is a thing of the past. How about a New Decade resolution instead? With a decade ahead of us, we have room for growth and forgiveness. Let's focus on gradual and steady progress towards our goals. Reflect on the past, decide what - [225. RESPs Explained | Reasons Why You Should Not Use An RESP](https://wealthonmainstreet.com/podcast/225-resps-explained-reasons-why-you-should-not-use-an-resp/) - RESPs Explained: We navigate the maze of Registered Education Savings Plans (RESPs) and discuss alternative strategies to reshape your financial planning. - [224. The Power Of Infinite Banking In Your Family](https://wealthonmainstreet.com/podcast/224-the-power-of-infinite-banking-in-your-family/) - Discover the secrets of using infinite banking and life insurance as your personal banking system to create sustainable wealth and empower your financial future - [223. Sir Darren Jacklin on Thinking Big To Foster Global Change](https://wealthonmainstreet.com/podcast/223-sir-darren-jacklin-on-thinking-big-to-foster-global-change/) - In this episode, we sit down with Sir Darren Jacklin. We'll explore his unique "Idea Party" concept, along with leveraging personal and professional networks. - [221. Pioneering Disease Detection with Advanced MRI Technology](https://wealthonmainstreet.com/podcast/221-imaginostics-pioneering-disease-detection/) - advanced MRI technology with nanoparticle imaging to enhance medical diagnostics, paving the way for a new era in healthcare. Groundbreaking MRI imaging. - [222. Use Infinite Banking To Buy A Business | Jim Oliver](https://wealthonmainstreet.com/podcast/222-use-infinite-banking-to-buy-a-business-jim-oliver/) - Wealth Without Bay Street 222: Use infinite banking to buy a business | Jim Oliver Do you want to avoid traditional financial strategies that leave you feeling stuck? In this episode, we dive deep into the Infinite Banking Concept (IBC) and how it can be a game-changer for entrepreneurs looking to buy and scale businesses. - [220. Explaining The Infinite Banking Concept To Communities with The Cash Compound](https://wealthonmainstreet.com/podcast/220-explaining-the-infinite-banking-concept-to-communities-with-the-cash-compound/) - The Cash Compound: Explaining The Infinite Banking Concept To Communities - [219. Is Infinite Banking Worth It? Scott Butt's Transformation](https://wealthonmainstreet.com/podcast/219-is-infinite-banking-worth-it-scott-butts-transformation/) - Wealth Without Bay Street 219: Is Infinite Banking Worth It? Scott Butt's Transformation How can Infinite Banking revolutionize your financial life? In this episode, we delve into the powerful story of Scott Butt and his journey with the Infinite Banking Concept (IBC). Discover how Scott transformed his financial approach, creating more wealth and gaining independence, - [218. Real Estate Investor Uses Infinite Banking in Quebec Canada](https://wealthonmainstreet.com/podcast/218-real-estate-investor-uses-infinite-banking-in-quebec-canada/) - Wealth Without Bay Street 218: Real Estate Investor Uses Infinite Banking in Quebec Canada How can you maximize your real estate investments in Quebec? In this episode, we dive deep into the innovative strategies behind successful real estate investments in Quebec, Canada. We are joined by Axel Monsaingeon, a trailblazer in Quebec's real - [217. Federal Budget 2024: Capital Gains Tax Increase](https://wealthonmainstreet.com/podcast/217-federal-budget-2024-capital-gains-tax-increase/) - Wealth Without Bay Street 217: Federal Budget 2024: Capital Gains Tax Increase How will the Canadian 2024 Federal Budget and Capital Gains Tax Increase affect you? In this episode, we dive into the Federal Budget 2024's significant changes, particularly the increase in the capital gains tax. With expert insights, we unravel how these - [216. Building a Family Financial Legacy Through Infinite Banking](https://wealthonmainstreet.com/podcast/216-building-a-family-financial-legacy-through-infinite-banking/) - Wealth Without Bay Street 216: Building a Family Financial Legacy Through Infinite Banking How do you create a lasting financial legacy for your family? In this episode, join us as we sit down with the dynamic duo, Darius and Carmen Britt, from the popular Wealth Nation YouTube channel. We dive into their transformative journey - [215. Infinite Banking Concept After Age 55, Can I Do It?](https://wealthonmainstreet.com/podcast/215-infinite-banking-concept-after-age-55-can-i-do-it/) - Wealth Without Bay Street 215: Infinite Banking Concept After Age 55, Can I Do It? Can you do the Infinite Banking Concept even after 55 years of age? In this episode, we go into a deep discussion whether the Infinite Banking Concept can work for individuals over the age of 55. We explore real-life examples - [214. Replacing Your Salary with Real Estate](https://wealthonmainstreet.com/podcast/214-replacing-your-salary-with-real-estate/) - Wealth Without Bay Street 214: Replacing Your Salary with Real Estate Ready to revolutionize your financial future with time-tested strategies? In this episode, we discuss the power of sustainable financial growth through real estate and the Infinite Banking Concept with Donny Mangos, a wealth strategist and real estate aficionado. Discover how Donny has transformed his - [213. What Problem Does Infinite Banking Solve?](https://wealthonmainstreet.com/podcast/213-what-problem-does-infinite-banking-solve/) - Wealth Without Bay Street 213: What Problem Does Infinite Banking Solve? Eager to uncover the silent culprit behind financial constraints? In this episode, we delve into the core of what Infinite Banking aims to solve, with our special guest, Dan Allen. We're peeling back the layers of the financial hurdles that families, entrepreneurs, and - [212. The Go Giver Mindset With Bob Burg and Sarbloh Gill](https://wealthonmainstreet.com/podcast/212-the-go-giver-mindset-with-bob-burg/) - Wealth Without Bay Street 212: The Go Giver Mindset With Bob Burg and Sarbloh Gill Are you ready to transform your approach to success and financial independence? In this episode, we dive deep into the Go-Giver Mindset with best-selling author and renowned speaker, Bob Burg. Discover the transformative power of giving more in value than - [211. Wealth Creation Through Real Estate](https://wealthonmainstreet.com/podcast/211-wealth-creation-through-real-estate/) - Wealth Without Bay Street 211: Wealth Creation Through Real Estate Wondering how to turn real estate into real wealth? In this episode, we unravel the secrets of wealth creation through real estate with Meghan Hubner, a seasoned independent consultant dedicated to guiding established businesses on their journey to sustainable growth. Meghan shares her transition - [210. Upgrading Your Wealth By Upgrading Your Health](https://wealthonmainstreet.com/podcast/210-upgrading-your-wealth-by-upgrading-your-health/) - Wealth Without Bay Street 210: Upgrading Your Wealth By Upgrading Your Health Can upgrading your health be the secret to boosting your wealth? In this episode, we're diving into the powerful link between your health and financial success. Joined by Barton Scott, Founder and CEO of Upgradedformulas.com, we explore how innovative health solutions can - [209. Buying a House with the Infinite Banking Concept](https://wealthonmainstreet.com/podcast/208-infinite-banking-nuances-and-your-behavior/) - Wealth Without Bay Street 209: Buying a House with the Infinite Banking Concept In today's Client Series episode, we have the pleasure of welcoming Adam Marshall to our show. With an impressive track record as a Hall of Fame and Lifetime Achievement awardee for Re/Max in Ontario, his expertise in the real estate industry spans - [208. Infinite Banking Nuances and Your Behavior](https://wealthonmainstreet.com/podcast/208-infinite-banking-nuances-and-your-behavior-2/) - Wealth Without Bay Street 208: Infinite Banking Nuances and Your Behavior The insurance industry still suffers from a negative reputation due to the turn-and-burn method of selling. Instead of prioritizing service, salespeople focus solely on meeting goals and earning commissions. Understanding the importance of a professional advisory relationship is the key to building a long-lasting - [207. Tax Reporting Rules That Suck! Watch Out For Trusts!](https://wealthonmainstreet.com/podcast/207-tax-reporting-rules-that-suck-watch-out-for-trusts/) - Wealth Without Bay Street 207: Tax Reporting Rules That Suck! Watch Out For Trusts! Are you involved in a bare trust arrangement? Currently, we are at the one-year mark since Bill C-32 was enacted. This means that we are now entering the first tax reporting season under this law, covering an entire tax year. - [206. Finding the Perfect Storm in Real Estate Investing](https://wealthonmainstreet.com/podcast/206-finding-the-perfect-storm-in-real-estate-investing/) - Wealth Without Bay Street 206: Finding the Perfect Storm in Real Estate Investing If you have ever tried to start, grow, and expand a Real Estate portfolio, you have likely realized that it is not as easy as you want it to be. Real Estate entrepreneur Russell Westcott shares tales from the trenches of - [205. Next Level Income with the Investment Optimizer](https://wealthonmainstreet.com/podcast/205-next-level-income-with-the-investment-optimizer/) - Wealth Without Bay Street 205: Next Level Income with the Investment Optimizer Want to learn the secret to creating a high-performing opportunity fund capable of transacting over $1 billion in real estate? Look no further because we have Chris Larsen, the expert who has accomplished just that! At a young age of 21, Chris began – Wealth Without Bay Street 205: Next Level Income with the Investment Optimizer Want to learn the secret to creating a high-performing opportunity fund capable of transacting over $1 billion in real estate? Look no further because we have Chris Larsen, the expert who has accomplished just that! At a young age of 21, Chris began - [204. Can You Get Rich Buying Cars?](https://wealthonmainstreet.com/podcast/204-can-you-get-rich-buying-cars/) - Wealth Without Bay Street 204: Can You Get Rich Buying Cars? The enticing advertisements are everywhere, floating across various platforms, claiming that buying cars can make you rich or help you create wealth. Most people in Canada and the United States are acquiring cars through different means like cash payments, leasing, or financing. But here's - [203. How Soon Can I Stop Paying Premiums with Infinite Banking?](https://wealthonmainstreet.com/podcast/203-how-soon-can-i-stop-paying-premiums-with-infinite-banking/) - Wealth Without Bay Street 203: How Soon Can I Stop Paying Premiums with Infinite Banking? In Canada, many people have been conditioned by their past experiences, knowledge, and behavior to perceive insurance as an expense. This often leads to the question: when can I stop paying for this expense? It's a mindset we commonly have. - [202. Income Splitting Strategies for Couples in Canada](https://wealthonmainstreet.com/podcast/202-income-splitting-strategies-for-couples-in-canada/) - Wealth Without Bay Street 202: Income Splitting Strategies for Couples in Canada Curious about how to split income with your partner or spouse? It's a question on everyone's mind, especially when the rules keep changing and it becomes a myriad of complications. People are eager to find ways to maximize their tax benefits. Our good – Wealth Without Bay Street 202: Income Splitting Strategies for Couples in Canada Curious about how to split income with your partner or spouse? It's a question on everyone's mind, especially when the rules keep changing and it becomes a myriad of complications. People are eager to find ways to maximize their tax benefits. Our good - [201. How to Melt Down Your RRSP: Case Study](https://wealthonmainstreet.com/podcast/201-how-to-melt-down-your-rrsp-case-study/) - Wealth Without Bay Street 201: How to Melt Down Your RRSP: Case Study Looking for a strategy to handle a potential RRSP meltdown? We've got you covered! Our sample plan generally requires a time commitment of at least 6 years. In this real example we accomplished for client Peter, we helped him navigate the process - [177. Raising Private Money with Jay Conner, Richard Canfield & Jayson Lowe](https://wealthonmainstreet.com/podcast/177-raising-private-money-with-jay-conner-richard-canfield-jayson-lowe/) - Raising Private Money: Insights from Jay Conner, Richard Canfield & Jayson Lowe In episode 177 of the Wealth Without Bay Street podcast, hosts Richard Canfield and Jayson Lowe dive deep into the world of private money, a crucial aspect of real estate investing. Joining them is guest Jay Conner, an expert in private money lending - [199. Cracking The Health and Wealth Code](https://wealthonmainstreet.com/podcast/199-cracking-the-health-and-wealth-code/) - Wealth Without Bay Street 199: Cracking The Health and Wealth Code At our company, we emphasize the importance of protecting not just your finances but also prioritizing your health as a valuable asset. Just as you rely on advisors to handle your money matters, having guidance for your well-being is equally crucial. In this episode, - [198. 2024 Canadian Tax Changes, CPP And Economic Updates](https://wealthonmainstreet.com/podcast/198-2024-canadian-tax-changes-cpp-and-economic-updates/) - Wealth Without Bay Street 198: 2024 Canadian Tax Changes, CPP And Economic Updates Simply put, inflation works as a sneaky tax on your income. It affects every dollar you make, ultimately reducing the amount of what you can keep. As Canadians, we are constantly burdened with punishing taxes, including some that are not widely known, – Wealth Without Bay Street 198: 2024 Canadian Tax Changes, CPP And Economic Updates Simply put, inflation works as a sneaky tax on your income. It affects every dollar you make, ultimately reducing the amount of what you can keep. As Canadians, we are constantly burdened with punishing taxes, including some that are not widely known, - [197. Self Leadership: How To Achieve Becoming Your Own Banker](https://wealthonmainstreet.com/podcast/197-self-leadership-how-to-achieve-becoming-your-own-banker/) - Wealth Without Bay Street 197: Self Leadership: How To Achieve Becoming Your Own Banker If you find yourself complaining and feeling like a victim of the banking system, it's time to take charge and change the equation. Mike Sambrook, the Principal of Brackish Consulting Group and an IBC practitioner, puts it perfectly: many individuals miss - [196. How to Achieve Personal and Financial Sovereignty](https://wealthonmainstreet.com/podcast/196-how-to-achieve-personal-and-financial-sovereignty/) - Wealth Without Bay Street 196: How to Achieve Personal and Financial Sovereignty We are witnessing a concerning trend: federal authority is encroaching on the jurisdiction of the provinces in Canada. This limits the decision-making power that the provinces are entitled to under our constitutional rights. In this episode, we have a conversation with Jay Martin, - [195. Using the Infinite Banking Concept to Reset Your Business](https://wealthonmainstreet.com/podcast/195-using-the-infinite-banking-concept-to-reset-your-business/) - Wealth Without Bay Street 195: Using the Infinite Banking Concept to Reset Your Business What exactly does it look like to completely restart your life after 30 years and finding out that you're losing a business you've worked so hard in? Well, our amazing client Laura Harkin has gone through this challenging experience, and she's – Wealth Without Bay Street 195: Using the Infinite Banking Concept to Reset Your Business What exactly does it look like to completely restart your life after 30 years and finding out that you're losing a business you've worked so hard in? Well, our amazing client Laura Harkin has gone through this challenging experience, and she's - [194. How to Go Big to Give Big with Randy Molland](https://wealthonmainstreet.com/podcast/194-how-to-go-big-to-give-big-with-randy-molland/) - Wealth Without Bay Street 194: How to Go Big to Give Big with Randy Molland At our core, we have a passion for GIVING and truly connect with Randy Molland's various endeavors that are dedicated to impactful causes we deeply care about. Today, we had the amazing opportunity to sit with him in a heartening – Wealth Without Bay Street 194: How to Go Big to Give Big with Randy Molland At our core, we have a passion for GIVING and truly connect with Randy Molland's various endeavors that are dedicated to impactful causes we deeply care about. Today, we had the amazing opportunity to sit with him in a heartening - [193. Gold Backed Banking: The Best Form of Insurance](https://wealthonmainstreet.com/podcast/193-gold-backed-banking-the-best-form-of-insurance/) - Wealth Without Bay Street 193: Gold Backed Banking: The Best Form of Insurance Heads up, Canada folks! It's important to stay informed about some concerning developments happening around us. In this episode, we sit with Brett Oland as we talk about the latest 2023 budget, potential changes to federal matters and where credit unions hold - [192. Debunking Dave Ramsey’s Misconceptions About Infinite Banking and Whole Life Insurance](https://wealthonmainstreet.com/podcast/192-debunking-dave-ramseys-misconceptions-about-infinite-banking-and-whole-life-life-insurance/) - Wealth Without Bay Street 192: Debunking Dave Ramsey’s Misconceptions About Infinite Banking and Whole-Life Life Insurance Hey there! We're aware that many of you have been eagerly waiting for this reaction video. Dave Ramsey has been contacted by people periodically who inquire or have some comment about the process of becoming your own banker, the – Wealth Without Bay Street 192: Debunking Dave Ramsey’s Misconceptions About Infinite Banking and Whole-Life Life Insurance Hey there! We're aware that many of you have been eagerly waiting for this reaction video. Dave Ramsey has been contacted by people periodically who inquire or have some comment about the process of becoming your own banker, the - [191. Building Legacy: The Jim Sheils Journey](https://wealthonmainstreet.com/podcast/191-building-legacy-the-jim-sheils-journey/) - Wealth Without Bay Street 191: Building Legacy: The Jim Sheils Journey As your finances start to grow, how do you ensure your family grows alongside you, too? The last thing we want to do is be a success in business and a failure at home, right? Jim Sheils, a real estate investor and the amazing – Wealth Without Bay Street 191: Building Legacy: The Jim Sheils Journey As your finances start to grow, how do you ensure your family grows alongside you, too? The last thing we want to do is be a success in business and a failure at home, right? Jim Sheils, a real estate investor and the amazing - [182. Invest In Your Most Valuable Asset](https://wealthonmainstreet.com/podcast/182-invest-in-your-most-valuable-asset/) - Wealth Without Bay Street 182: Invest In Your Most Valuable Asset Looking for unique ways to guard and grow your wealth, just like the top 1%? Dave Wolcott suggests that Infinite Banking is one alternative wealth strategy you should definitely pay attention to. This serial entrepreneur and ex-marine captain has come on board to discuss – Wealth Without Bay Street 182: Invest In Your Most Valuable Asset Looking for unique ways to guard and grow your wealth, just like the top 1%? Dave Wolcott suggests that Infinite Banking is one alternative wealth strategy you should definitely pay attention to. This serial entrepreneur and ex-marine captain has come on board to discuss - [190. Breaking News: Victoria Declares Whole Life Insurance Is A SCAM](https://wealthonmainstreet.com/podcast/190-breaking-news-victoria-declares-whole-life-insurance-is-a-scam/) - Wealth Without Bay Street 190: Victoria Declares Whole Life Insurance Is A SCAM On this platform, we believe in sharing only honest and reliable information. Our ultimate goal is to help everyone effectively manage and safeguard their wealth and maximize the Infinite Banking Concept. Unfortunately, there are individuals who refuse to accept the truth, even – Wealth Without Bay Street 190: Victoria Declares Whole Life Insurance Is A SCAM On this platform, we believe in sharing only honest and reliable information. Our ultimate goal is to help everyone effectively manage and safeguard their wealth and maximize the Infinite Banking Concept. Unfortunately, there are individuals who refuse to accept the truth, even - [189. What Are You Really Worth?](https://wealthonmainstreet.com/podcast/189-what-are-you-really-worth/) - Wealth Without Bay Street 189: What Are You Really Worth? "What Would the Rockefellers Do?" is one great read not just for advisors but for anybody who is looking to grow and protect their wealth for generations. In this new episode, we sit down with the author himself, Michael Isom who invites us to think – Wealth Without Bay Street 189: What Are You Really Worth? "What Would the Rockefellers Do?" is one great read not just for advisors but for anybody who is looking to grow and protect their wealth for generations. In this new episode, we sit down with the author himself, Michael Isom who invites us to think - [188. Why Protecting Your Intellectual Property Should Be A Priority](https://wealthonmainstreet.com/podcast/188-why-protecting-your-intellectual-property-should-be-a-priority/) - Wealth Without Bay Street 188: Why Protecting Your Intellectual Property Should Be A Priority To bring fresh ideas and inventions to life – it requires time, money, dedication, and brainpower. Ensuring the security of your business starts with safeguarding your innovations and concepts right from the start. In this episode, we sit down with Devin – Wealth Without Bay Street 188: Why Protecting Your Intellectual Property Should Be A Priority To bring fresh ideas and inventions to life – it requires time, money, dedication, and brainpower. Ensuring the security of your business starts with safeguarding your innovations and concepts right from the start. In this episode, we sit down with Devin - [187. How to Prepare for Future Financial Windfalls](https://wealthonmainstreet.com/podcast/187-how-to-prepare-for-future-financial-windfalls/) - Wealth Without Bay Street 187: How to Prepare for Future Financial Windfalls When the inevitable occurs and death comes knocking, there's something called a death benefit that you should know about. This benefit is completely tax-free, comes in the form of large money, and Nelson Nash wisely referred to it as a future windfall. So, – Wealth Without Bay Street 187: How to Prepare for Future Financial Windfalls When the inevitable occurs and death comes knocking, there's something called a death benefit that you should know about. This benefit is completely tax-free, comes in the form of large money, and Nelson Nash wisely referred to it as a future windfall. So, - [186. Whole Life Policy Design: What You Need To Know](https://wealthonmainstreet.com/podcast/186-whole-life-policy-design-what-you-need-to-know/) - Wealth Without Bay Street 186: Whole Life Policy Design: What You Need To Know In Becoming Your Own Banker, page 38, Nelson Nash describes the attributes of a whole life policy that would be ideal for The Infinite Banking Concept. Unfortunately, most of us have been taught to see insurance as something we should contribute – Wealth Without Bay Street 186: Whole Life Policy Design: What You Need To Know In Becoming Your Own Banker, page 38, Nelson Nash describes the attributes of a whole life policy that would be ideal for The Infinite Banking Concept. Unfortunately, most of us have been taught to see insurance as something we should contribute - [185. What is an Infinite Banking Policy?](https://wealthonmainstreet.com/podcast/185-what-is-an-infinite-banking-policy/) - Wealth Without Bay Street 185: What is an Infinite Banking Policy? There is no such thing as 'Infinite Banking Policy.' You may hear this everywhere on the Internet. Statements such as “here is how to get yourself an 'Infinite Banking Policy.' These are three words put together a lot that never should be. Why, you – Wealth Without Bay Street 185: What is an Infinite Banking Policy? There is no such thing as 'Infinite Banking Policy.' You may hear this everywhere on the Internet. Statements such as “here is how to get yourself an 'Infinite Banking Policy.' These are three words put together a lot that never should be. Why, you - [184. Should I Use RRSP Matching?](https://wealthonmainstreet.com/podcast/184-should-i-use-rrsp-matching/) - Wealth Without Bay Street 184: Should I Use RRSP Matching? From the time Canadians land their first job, they're commonly directed to invest in the Registered Retirement Savings Plan (RRSP) as a savings strategy. Interestingly, while it may seem that we're being nudged to place our money into this program by the people around us, – Wealth Without Bay Street 184: Should I Use RRSP Matching? From the time Canadians land their first job, they're commonly directed to invest in the Registered Retirement Savings Plan (RRSP) as a savings strategy. Interestingly, while it may seem that we're being nudged to place our money into this program by the people around us, - [183. Learn, Earn, and Build a Legacy with IBC](https://wealthonmainstreet.com/podcast/183-learn-earn-and-build-a-legacy-with-ibc/) - Wealth Without Bay Street 183: Learn, Earn, and Build a Legacy with IBC We absolutely admire working with individuals who approach life with respect, have strong family values, an active mindset, eagerness to learn, and openness to coaching. One of our awesome clients, Thomas Eade, is a constant source of inspiration. He always finds a - [181. Is Your HELOC A Ticking Time Bomb?](https://wealthonmainstreet.com/podcast/181-is-your-heloc-a-ticking-time-bomb/) - Wealth Without Bay Street 181: Is Your HELOC A Ticking Time Bomb? Is your home equity line of credit (HELOC) potentially a ticking financial bomb?💣💥 We sure hope not! Today, we're chatting with Henry Wong about some of the uncertainties in the HELOC market that's been noticeable in the Canadian landscape. We find ourselves navigating – Wealth Without Bay Street 181: Is Your HELOC A Ticking Time Bomb? Is your home equity line of credit (HELOC) potentially a ticking financial bomb?💣💥 We sure hope not! Today, we're chatting with Henry Wong about some of the uncertainties in the HELOC market that's been noticeable in the Canadian landscape. We find ourselves navigating - [180. Clarifying The Marketing Language Of Infinite Banking](https://wealthonmainstreet.com/podcast/180-clarifying-the-marketing-language-of-infinite-banking/) - Wealth Without Bay Street 180: Clarifying The Marketing Language Of Infinite Banking Everyone should be aware, especially our clients, what the Infinite Banking Concept is. 😮 Many practitioners sensationalize the message. The idea isn't about 'beating' the bank, it's about becoming the banker. What you're doing is stepping into one of the four roles outlined – Wealth Without Bay Street 180: Clarifying The Marketing Language Of Infinite Banking Everyone should be aware, especially our clients, what the Infinite Banking Concept is. 😮 Many practitioners sensationalize the message. The idea isn't about 'beating' the bank, it's about becoming the banker. What you're doing is stepping into one of the four roles outlined - [163. How Active Versus Passive Business Income Is Taxed In A Canadian Controlled Corporation](https://wealthonmainstreet.com/podcast/163-how-active-versus-passive-business-income-is-taxed-in-a-canadian-controlled-corporation/) - Wealth Without Bay Street 163: How Active Versus Passive Business Income Is Taxed In A Canadian Controlled Corporation with Henry Wong Are you aware of the tax differences between active and passive income in the corporate world? It's important to understand the details surrounding both types of income, especially with rule changes that have affected - [178. Cash Follows The Leader - Finding The Money To Start IBC](https://wealthonmainstreet.com/podcast/178-cash-follows-the-leader-finding-the-money-to-start-ibc/) - Wealth Without Bay Street 178: Cash Follows The Leader - Finding The Money To Start IBC You might be wondering, "How on earth can I find the money to start my infinite banking journey?" Here's the deal: you make money, you spend it, you make more money, and you spend it again. With this cycle – Wealth Without Bay Street 178: Cash Follows The Leader - Finding The Money To Start IBC You might be wondering, "How on earth can I find the money to start my infinite banking journey?" Here's the deal: you make money, you spend it, you make more money, and you spend it again. With this cycle - [179. Estate Freeze with Richard Canfield & Henry Wong](https://wealthonmainstreet.com/podcast/179-estate-freeze/) - Wealth Without Bay Street 179: Estate Freeze with Richard Canfield & Henry Wong One thing that many people often forget is that we don't know when our best before date is. It's actually really important to be prepared for the unexpected by taking care of tax, estate and insurance planning, and ensuring the set up – Wealth Without Bay Street 179: Estate Freeze with Richard Canfield & Henry Wong One thing that many people often forget is that we don't know when our best before date is. It's actually really important to be prepared for the unexpected by taking care of tax, estate and insurance planning, and ensuring the set up - [176. Cash Follows The Leader - The Foundation Of The Policy](https://wealthonmainstreet.com/podcast/176-cash-follows-the-leader-the-foundation-of-the-policy/) - Wealth Without Bay Street 176: Cash Follows The Leader - The Foundation Of The Policy The more you explore the Infinite Banking Concept, the more opportunities for growth you will discover. It's one thing to gain control of your money - maintaining it is another. Chapter 2 of Cash Follows the Leader is where we – Wealth Without Bay Street 176: Cash Follows The Leader - The Foundation Of The Policy The more you explore the Infinite Banking Concept, the more opportunities for growth you will discover. It's one thing to gain control of your money - maintaining it is another. Chapter 2 of Cash Follows the Leader is where we - [175. Cash Follows The Leader - Power of Control](https://wealthonmainstreet.com/podcast/175-cash-follows-the-leader-power-of-control/) - Wealth Without Bay Street 175: Cash Follows The Leader - Power of Control If you're new to exploring the Infinite Banking Concept, it's essential to understand the ins and outs of the process. We cover this in full in the book, Cash Follows the Leader. In Chapter 1, we reviewed how this system works using - [171. What Type Of Banker Rakes In The Most Cash?](https://wealthonmainstreet.com/podcast/171-what-type-of-banker-rakes-in-the-most-cash/) - Wealth Without Bay Street 171: What Type Of Banker Rakes In The Most Cash? Which type of banker makes the MOST money? 🏦💵💵 Well, this brings us back to the characters in the financial play Nelson Nash describes in the book titled Becoming Your Own Banker. First, it is vital to understand all four Wealth Without Bay Street 171: What Type Of Banker Rakes In The Most Cash? Which type of banker makes the MOST money? 🏦💵💵 Well, this brings us back to the characters in the financial play Nelson Nash describes in the book titled Becoming Your Own Banker. First, it is vital to understand all four – - [173. Kids And Money: The Power of Home Economy](https://wealthonmainstreet.com/podcast/173-kids-and-money-the-power-of-home-economy/) - Wealth Without Bay Street 173: Kids And Money: The Power of Home Economy How do you teach your kids to create value? Simple, we gamify it with a fun app for parents and kids! It's so important to remember that the financial habits we teach them now have a ripple effect on their future. By – Wealth Without Bay Street 173: Kids And Money: The Power of Home Economy How do you teach your kids to create value? Simple, we gamify it with a fun app for parents and kids! It's so important to remember that the financial habits we teach them now have a ripple effect on their future. By - [174. When Do You Need to Set up Your Hold Company?](https://wealthonmainstreet.com/podcast/174-when-do-you-need-to-set-up-your-hold-company/) - Wealth Without Bay Street 174: When Do You Need to Set up Your Hold Company? with Henry Wong Every Canadian entrepreneur thinks of minimizing the level of exposure of their operating company. To achieve this, you can establish a holding company wherein funds can be moved outside the operating company and help cushion your capital – Wealth Without Bay Street 174: When Do You Need to Set up Your Hold Company? with Henry Wong Every Canadian entrepreneur thinks of minimizing the level of exposure of their operating company. To achieve this, you can establish a holding company wherein funds can be moved outside the operating company and help cushion your capital - [172. The Power Of Private Lending With Mortgages](https://wealthonmainstreet.com/podcast/172-the-power-of-private-lending-with-mortgages/) - Wealth Without Bay Street 172: The Power Of Private Lending With Mortgages Are you not seeing the returns you hoped for with your retirement savings plans like RRSP, TFSA, LIRA, and the like? Why not consider private lending? It's a fantastic way to earn attractive interest rates in the real estate industry while supporting your – Wealth Without Bay Street 172: The Power Of Private Lending With Mortgages Are you not seeing the returns you hoped for with your retirement savings plans like RRSP, TFSA, LIRA, and the like? Why not consider private lending? It's a fantastic way to earn attractive interest rates in the real estate industry while supporting your - [169. Understanding the Shift in the Global Currency System](https://wealthonmainstreet.com/podcast/169-global-currency-system/) - Wealth Without Bay Street 169: Understanding the Shift in the Global Currency System Have you ever wondered where the Canadian and global currency systems are headed? Many people have asked us this question, so Richard Canfield and Henry Wong decided to share perspectives and opinions on it. We'll be discussing the future of the Canadian Wealth Without Bay Street 169: Understanding the Shift in the Global Currency System Have you ever wondered where the Canadian and global currency systems are headed? Many people have asked us this question, so Richard Canfield and Henry Wong decided to share perspectives and opinions on it. We'll be discussing the future of the Canadian – - [168. Infinite Banking Concept Fallacies and Myths](https://wealthonmainstreet.com/podcast/168-infinite-banking-concept-fallacies-and-myths/) - Wealth Without Bay Street 168: Infinite Banking Concept Fallacies and Myths Consider the image of a tree stump for a moment. Former forester turned powerhouse financial thinker Nelson Nash likens it to investing in a whole life insurance policy. He once asked, "What does each ring represent?" The answer: it symbolizes one year of uninterrupted Wealth Without Bay Street 168: Infinite Banking Concept Fallacies and Myths Consider the image of a tree stump for a moment. Former forester turned powerhouse financial thinker Nelson Nash likens it to investing in a whole life insurance policy. He once asked, "What does each ring represent?" The answer: it symbolizes one year of uninterrupted – - [167. Create Cash At A Discount](https://wealthonmainstreet.com/podcast/167-create-cash-at-a-discount/) - Wealth Without Bay Street 167: Create Cash At A Discount Imagine giving just a nickel and receiving a dollar in return - that's a return on investment you simply can't pass up. Investing in a participating, dividend-paying whole life insurance contract is a smart move that ensures you can even generate cash at a discounted - [166. How The Infinite Banking System Started](https://wealthonmainstreet.com/podcast/166-how-the-infinite-banking-system-started/) - Wealth Without Bay Street 166: How The Infinite Banking System Started Consider the image of a tree stump for a moment. Former forester turned powerhouse financial thinker Nelson Nash likens it to investing in a whole life insurance policy. He once asked, "What does each ring represent?" The answer: it symbolizes one year of uninterrupted Wealth Without Bay Street 166: How The Infinite Banking System Started Consider the image of a tree stump for a moment. Former forester turned powerhouse financial thinker Nelson Nash likens it to investing in a whole life insurance policy. He once asked, "What does each ring represent?" The answer: it symbolizes one year of uninterrupted – - [165. Faith And Freedom In Infinite Banking](https://wealthonmainstreet.com/podcast/infinite-banking/) - Wealth Without Bay Street 165: Faith And Freedom In Infinite Banking From constitutional lawyer to entrepreneur and epic podcast host, tune in to the inspiring journey of Leighton Grey. For several years, Leighton has firmly established himself as one of Alberta's preeminent lawyers. His outstanding record in the courtroom has made its way into the - [164. A Tax Free Addition To Your Business Surplus](https://wealthonmainstreet.com/podcast/164-a-tax-free-addition-to-your-business-surplus/) - Wealth Without Bay Street 164: A Tax Free Addition To Your Business Surplus Economist R. Nelson Nash firmly believed that to truly excel financially; you must be involved in two businesses. One is the business that provides for your livelihood - putting food on the table and paying your bills. The other, however, is the - [162. Enhance Your Physical and Financial Well-Being](https://wealthonmainstreet.com/podcast/162-enhance-your-physical-and-financial-well-being/) - Wealth Without Bay Street 162: Enhance Your Financial Well-Being Through Energy Flow Every entrepreneurial origin story inspires you to push ahead in your journey. Our guest, Harry Massey, suffered from severe chronic fatigue syndrome, which left him bedridden for over 7 long years. His quest for healing and finding it became his foundation in building - [161. Create More Certainty and Cash Value: Retirement Planning 2023](https://wealthonmainstreet.com/podcast/161-how-to-create-more-certainty-and-cash-value-retirement-planning-2023/) - Wealth Without Bay Street 161: How To Create More Certainty and Cash Value | Retirement Planning 2023 The late and great Ben Feldman said the best investment is "one that pays the most when it's needed the most." For the person looking to build dependable wealth, choosing and deciding where to invest your money can – Wealth On Main Street - [160. ​​A Methodology for Wealth Building with Brett Tanner](https://wealthonmainstreet.com/podcast/160-a-methodology-for-wealth-building-with-brett-tanner/) - Wealth Without Bay Street 160. ​​A Methodology for Wealth Building with Brett Tanner. Brett Tanner joins Richard and Jayson to discuss Brett’s Be Wealthy mastermind program for real estate investors. The program aims to teach agents how to transition from being realtors to investors and create wealth outside of their businesses. Brett emphasizes the importance - [159. ​​A CPP Case Study: Will You Get Your Money Back? with Henry Wong](https://wealthonmainstreet.com/podcast/159-a-cpp-case-study-will-you-get-your-money-back-with-henry-wong/) - Wealth Without Bay Street 159. ​​A CPP Case Study: Will You Get Your Money Back? with Henry Wong. Henry Wong joins Richard and Jayson to discuss the Canadian Pension Plan (CPP) and its impact on Canadians. They analyze data showing a declining trend in Canada's portion of the CPP investments, and explain how CPP contributions - [158. ​​Silicon Valley Bank Failure - Protect Your Deposits](https://wealthonmainstreet.com/podcast/158-silicon-valley-bank-failure-protect-your-deposits/) - Wealth Without Bay Street 158: Silicon Valley Bank Failure - Protect Your Deposits with Richard & Jayson. BREAKING NEWS! Silicon Valley Bank is the 16th largest bank in the United States and was the largest bank by deposits in Silicon Valley. But last week, the most devastating news for bank depositors happened — the Silicon - [157. ​​Wealth Without Bay Street 3 Years of Podcasting with Richard & Jayson](https://wealthonmainstreet.com/podcast/157-wealth-without-bay-street-3-years-of-podcasting-with-richard-jayson/) - Wealth Without Bay Street 157: Wealth Without Bay Street 3 Years of Podcasting with Richard & Jayson. This conversation between Richard and Jayson focuses on looking back from how the podcast got started. They talk about the twists and turns of the show: How they came up with the idea and how the idea became - [156. ​​Tax Free Retirement, Tax Controlled Passive Income with Richard & Jayson](https://wealthonmainstreet.com/podcast/156-tax-free-retirement-tax-controlled-passive-income-with-richard-jayson/) - Wealth Without Bay Street 156: Tax Free Retirement, Tax Controlled Passive Income with Richard & Jayson. This conversation between Richard and Jayson focuses on the idea of creating certainty and positive anticipation for the future by investing in a tool such as a dividend paying, participating whole life insurance policy. This type of policy is - [155. ​​Money School: Life Before and After Infinite Banking with Chris Naugle](https://wealthonmainstreet.com/podcast/155-money-school-life-before-and-after-infinite-banking-with-chris-naugle/) - Wealth Without Bay Street 155: Money School: Life Before and After Infinite Banking with Chris Naugle. Chris Naugle is a professional snowboarder and America's number one money mentor. He recently spoke about how he went from professional snowboarder to a money mogul. He discussed the Infinite Banking Concept, which is something insurance companies don't want - [154. ​​Infinite Banking Policy Design: Beware of The 10/90 Policy](https://wealthonmainstreet.com/podcast/154-infinite-banking-policy-design-beware-of-the-10-90-policy/) - Wealth Without Bay Street 154: Infinite Banking Policy Design: Beware of the 10/90 Policy with Henry Wong CPA. Henry discusses how basing a contract of the whole life insurance only on a simplified ratio of base versus flexible premium is flawed thinking. Henry shares why Canadians should be wary of what is referred to as - [153. ​​Planning on Living the Second 50 Years of Your Life](https://wealthonmainstreet.com/podcast/153-planning-on-living-the-second-50-years-of-your-life/) - Wealth Without Bay Street 153: Plan on Living the Second 50 Years of Your Life with Kathleen Adams. She encourages people to consider new opportunities and purpose for the Second 50 years of life and not waste wisdom or wealth. Kathleen believes vitality is important, and that people should strive to not become low-hanging fruit for gravity, continuing to be vital, active, and in service to others. - [152. ​​Coaching Football to Coaching Infinite Bankers](https://wealthonmainstreet.com/podcast/152-coaching-football-to-coaching-infinite-bankers/) - Wealth Without Bay Street 152: Coaching Infinite Bankers is what Mark Benson does. An Authorized Infinite Banking Practitioner with the Nelson Nash Institute, Mark Benson discusses the philosophy for achieving victory and happiness. A former coach, he used his experiences in formulating and focusing on strategies that proved successful in financial education. - [151. Real Estate Investor Becomes Infinite Banking Coach | Jinjin Fung](https://wealthonmainstreet.com/podcast/151-real-estate-investor-becomes-infinite-banking-coach-jinjin-fung/) - Wealth Without Bay Street EPISODE 151: Featuring on today’s episode of Wealth Without Bay Street is returning guest, JinJin Fung. JinJin believes finance is a big part of everybody’s life. There is an efficient and peaceful way to take care of it and control it – practising the process of becoming your own banker. She doesn’t see this as a job but as a mission to pass on this great concept so more people can benefit from it. - [150. Top Real Estate Agent Embraces The Infinite Banking Concept In Canada](https://wealthonmainstreet.com/podcast/150-top-real-estate-agent-embraces-the-infinite-banking-concept-in-canada/) - Wealth Without Bay Street EPISODE 150: Featuring on today’s episode of Wealth Without Bay Street, is Donny Mangos. Donny is the Team Leader for the downtown Toronto Keller Williams office, as well as the team leader for his own investor-focused real estate team of agents. Nearly 18 years as a Realtor, Donny has had a front row seat to the ins and outs of real estate ownership in Canada’s largest city. Donny has recently discovered creative strategies for building and preserving wealth through insurance, and has yet to come out of that rabbit hole! At home, Donny is a husband and father to 2 amazing daughters and a diehard Raptors fan. - [149. Infinite Banking In Canada Versus The USA | Top 10 Differences](https://wealthonmainstreet.com/podcast/149-infinite-banking-in-canada-versus-the-usa-top-10-differences/) - Wealth Without Bay Street EPISODE 149: Featuring on today’s episode of Wealth Without Bay Street is Roman Pushkar. Join us as Richard and Roman talk about the differences in implementing the infinite banking concept in the USA versus Canada. - [148. ​​Will My Life Insurance Policy Pay Out A Death Claim? The Incontestability Period](https://wealthonmainstreet.com/podcast/148-will-my-life-insurance-policy-pay-out-a-death-claim-the-incontestability-period/) - Wealth Without Bay Street EPISODE #148: Join us for today’s episode of Wealth Without Baystreet as Richard and Jayson discuss the payouts of a death claim on insurance policies and about incontestability periods. - [147. Financial Tailwind For Your Whole Life](https://wealthonmainstreet.com/podcast/147-financial-tailwind-for-your-whole-life/) - Wealth Without Bay Street EPISODE 147: On today’s episode of Wealth Without Baystreet, we are joined by Vernon McCarty and Richard Canfield as they talk about The Infinite Banking Concept and how you can use the Financial Tailwind for your Whole Life. - [146. Life Gives To The Giver A Charitable Impact with John Bromley](https://wealthonmainstreet.com/podcast/146-life-gives-to-the-giver-a-charitable-impact-with-john-bromley/) - Wealth Without Bay Street EPISODE 146: Featuring on today’s episode of Wealth Without Bay Street is John Bromley. John Bromley is the CEO and founder of Charitable Impact. He grew up with charity at the core of his family’s values. He started his career in corporate finance working with PwC and RBC Capital Markets and then went to work with his father, Blake Bromley. John recognised a need to make giving more accessible and more effective. With that in mind, John went on to launch Charitable Impact. Charitable Impact is a fully online DAF platform where you have an online bank account that processes cash & non-cash (Stocks, real estate, insurance, crypto etc) donations. Their Mission is to nurture the generosity within each person, and bring the resources for creating change in the world to everyone. - [145. Rising Interest Rates! Should I Use A HELOC or Policy Loan To Invest With IBC](https://wealthonmainstreet.com/podcast/145-rising-interest-rates-should-i-use-a-heloc-or-policy-loan-to-invest-with-ibc/) - Wealth Without Bay Street EPISODE 145: Featured on today’s episode are JinJin Fung and Taran Sousa. JinJIn believes finance is a big part of everybody’s life. There is an efficient and peaceful way to take care of it and control it – practising the process of becoming your own banker. She doesn’t see this as - [144. ​​Corporate Infinite Banking With Passive Income With a $1,000,000 Premium](https://wealthonmainstreet.com/podcast/144-corporate-infinite-banking-with-passive-income-with-a-1000000-premium/) - FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ Wealth Without Bay Street EPISODE #144: Join us for today’s episode of Wealth Without Baystreet as Richard and Jayson discuss the corporate infinite banking with passive income with an example of a million dollar premium. IN THIS EPISODE, YOU WILL LEARN: - [142. Dream Architecture: Build a Retirement Beyond What’s Possible with Brittany Anderson](https://wealthonmainstreet.com/podcast/142-dream-architecture-build-a-retirement-beyond-whats-possible-with-brittany-anderson/) - Wealth Without Bay Street EPISODE 142: Joining us on today’s episode of Wealth Without Bay Street is Brittany Anderson. Brittany Anderson is the President and Shareholder of a top-ranked financial services firm, Sweet Financial Partners. Having more than a decade’s worth of experience in her field, she has taken her business building and team engaging insights, and has worked with CEO’s, Entrepreneurs, Business Owners, and Authors. Brittany is also the co-creator of the Ultimate Advisor Coaching and Ultimate Advisor Mastermind Platforms. Her insights have been featured in national media outlets such as the Huffington Post, Barron’s, Private Wealth Magazine, Soar to Success & Forbes magazine. She has shared her expertise through her contribution to three published books and will continue on with her love for writing as she is set to publish two additional books in 2022. As an influential speaker and author, Brittany Anderson has spoken at Million Dollar Round Table, Raymond James National Conference, EWAS and others on showing up each day to be more than a title, more than a label, and pursuing a life that fulfils their purpose. - [141. Shield Yourself From Inflation and Onerous Taxation With IBC](https://wealthonmainstreet.com/podcast/141-shield-yourself-from-inflation-and-onerous-taxation-with-ibc/) - Wealth Without Bay Street EPISODE #141: Join us for today’s episode of Wealth Without Bay Street with your hosts, Jayson and Richard, as they discuss how to use the infinite banking system to your advantage by shielding yourself from inflation and unnecessary taxes. - [8. Shifting Your Banking Paradigm (Part 2) | WWBS Podcast](https://wealthonmainstreet.com/podcast/8-shifting-your-banking-paradigm-part-2-wwbs-podcast/) - If you haven’t listened to Part 1 of this 2 part series. Be sure to listen to it here. Part 2: Advisors, your role is fundamental but should not be a dependency. We human beings have an innate proclivity to get hung up on what we see and what we can touc... - [61. Life Without The Bank with Mary Jo Irmen](https://wealthonmainstreet.com/podcast/61-life-without-the-bank-with-mary-jo-irmen/) - Mary Jo Irmen is the author of the book Farming Without the Bank and a Farm Finance Strategist. She is changing how the farming industry is financed and helps farmers see that there are financial solutions for them and the next generations. Mary Jo's mis... - [4. Control Your Access to Capital | WWBS Podcast](https://wealthonmainstreet.com/podcast/4-control-your-access-to-capital-wwbs-podcast/) - In this episode, Jayson and Richard share the mic with Jason Rink, a texas-based commercial banker who followed his entrepreneurial dream 10 years ago and now runs Simplifilm, a video production agency who has had the pleasure of working with many award-... - [6. The Essence of IBC | WWBS Podcast](https://wealthonmainstreet.com/podcast/6-the-essence-of-ibc-wwbs-podcast/) - Your abilities to build wealth and to become your own banker require a significant investment of time, energy and attention. And understanding how to personally control the banking process will be the most important thing for you to understand. Like anyo... - [5. Change Your Mindset - Amazon Reseller Jonathan Proulx](https://wealthonmainstreet.com/podcast/5-change-your-mindset-amazon-reseller-jonathan-proulx/) - Do you want to create abundance in your life? Do You want more freedom to do what you want? Then you need to change your mindset. It’s all about how you think. You need to be willing to exchange your most valuable asset (time) for knowledge and then yo... - [3. Creating Community that Builds Wealth | WWBS Podcast](https://wealthonmainstreet.com/podcast/3-creating-community-that-builds-wealth-wwbs-podcast/) - In today’s episode, we talk to Russ Morgan and Joey Mure of The Wealth Without Wall Street Podcast and their journey of discovering the Infinite Banking Concept and putting it into practice. This is a rich episode if you're ready to catch what's being s... - [2. Think Long Term with David Stearns | Nelson Nash Institute](https://wealthonmainstreet.com/podcast/2-think-long-term-with-david-stearns-nelson-nash-institute/) - There is a roadmap to put your capital back in your control. In this episode David Stearns, President of Infinite Banking Concepts LLC, Founding director of The Nelson Nash Institute and R. Nelson Nash’s son in law joins us. We discuss the last 20 years... - [1. The Lost Episode | WWBS Podcast](https://wealthonmainstreet.com/podcast/1-the-lost-episode-wwbs-podcast/) - Episode 1 of The Wealth Without Bay Street Podcast. Where conversations about money are actually fun! We understand that the reality for most when it comes to talking dollars can be very stressful and bring up a lot of negative emotions. We’ve been there... - [7. Shifting Your Banking Paradigm (Part 1) | WWBS Podcast](https://wealthonmainstreet.com/podcast/7-shifting-your-banking-paradigm-part-1-wwbs-podcast/) - Your need for finance is greater than your need for a death benefit. The problem EVERY person in this world faces is that we don’t make enough money, we’re always playing from behind. Our parents didn’t do it and their parents didn’t do it. We have an o... - [9. How to Create Profit First | WWBS Podcast](https://wealthonmainstreet.com/podcast/9-how-to-create-profit-first-wwbs-podcast/) - How to turn your business into a money-making machine. It's difficult enough to run a business with money, let alone when you’re chasing after receivables Cashflow is always the topic. Whatever business size you are, you need cashflow so you can take car... - [10. IBC a safe, liquid retirement solution | WWBS Podcast](https://wealthonmainstreet.com/podcast/10-ibc-a-safe-liquid-retirement-solution-wwbs-podcast/) - The Infinite Banking Concept is about a process, not a product. This podcast is our way of ensuring we provide our clients with the best, most accurate, clear and complete information about the process of using dividend-paying whole life insurance poli... - [11. Get The Truth, Not Just Opinions | WWBS Podcast](https://wealthonmainstreet.com/podcast/11-get-the-truth-not-just-opinions-wwbs-podcast/) - You want financial freedom? You want the ability to take advantage of the opportunities as they arise? Then you need to take responsibility and invest the time to understand how money works and not just leave your livelihood on the opinions of the media ... - [12. Will You Survive or Will You Thrive? It's Your Choice | WWBS Podcast](https://wealthonmainstreet.com/podcast/12-will-you-survive-or-will-you-thrive-its-your-choice-wwbs-podcast/) - Today’s episode we have a special guest. Winnie Lau aka “Winnie the Winner”. Winnie has demonstrated herself as a strong leader and is one of the few females in the industry, she’s taken on creating the space for the other female practitioners to grow wi... - [13. He Who Has The Gold Makes The Rules](https://wealthonmainstreet.com/podcast/13-he-who-has-the-gold-makes-the-rules/) - Let's talk real estate... When you can’t get access to the equity in your property, that’s a problem. When you’re increasing the margin of safety for the lender (the bank) and by proxy, dollar for dollar decreasing your margin of safety, that’s a problem... - [14. Confessions of a CPA](https://wealthonmainstreet.com/podcast/14-confessions-of-a-cpa/) - There’s no such thing as having arrived in knowledge. You rely on your CPA’S as a trusted advisor but your advisor can only be truly valuable if they are committed to having an open mind and are constantly growing and learning. We know the power of comp... - [15. From Blue Collar to Digital Nomad](https://wealthonmainstreet.com/podcast/15-from-blue-collar-to-digital-nomad/) - Transitioning from regular blue-collar jobs to a traveling digital nomad is life-changing. Often scary at times, but completely worth it. Just ask Andrew Murdoch. After growing tired of living cheque to cheque, Andrew decided to take the leap into the d... - [16. Helping Farmers One Policy at a Time](https://wealthonmainstreet.com/podcast/16-helping-farmers-one-policy-at-a-time/) - Traditional banking is phasing out quicker than some may think. Thanks to people like Jayson, Richard and Mary Jo Irmen, ordinary people are able to do extraordinary things without the high interest and stress that comes with a bank loan. Mary Jo in pa... - [17. Finding the Money to Get Started (Live Podcast Session)](https://wealthonmainstreet.com/podcast/17-finding-the-money-to-get-started-live-podcast-session/) - Today Richard and Jayson discuss important aspects of Nelson Nash’s book, “Becoming Your Own Banker.” This book shows that the need for finance, during your lifetime, is much greater than the need for protection. The process of becoming your own banker w... - [18. Do The Work](https://wealthonmainstreet.com/podcast/18-do-the-work/) - Ever thought about starting your very own Amazon store? If the answer is yes, then you’re in the right place today! Join Richard and Jayson as they welcome back Canada’s # 1 Amazon Resale Coach, Jonathan Proulx. Even though Jonathan always had an entrepr... - [19. Why Insurance Companies Are The Most Financially Stable In The World](https://wealthonmainstreet.com/podcast/19-why-insurance-companies-are-the-most-financially-stable-in-the-world/) - Tune in today to listen to Jayson & Richard discuss the integral steps of Participating Whole Life Insurance Policies & how they’re beneficial. The process of Becoming Your Own Banker, The Infinite Banking Concept, may seem tricky to some but Jayson & R... - [20. Profit Is A Responsibility](https://wealthonmainstreet.com/podcast/20-profit-is-a-responsibility/) - Profitability is very important. And that’s what you’ll about today as Jayson and Richard chat with author, entrepreneur, and lecturer, Mike Michalowicz. Mike has authored seven business books including his latest, Fix This Next. He is a former small b... - [21. Real Estate Investing with Infinite Banking](https://wealthonmainstreet.com/podcast/21-real-estate-investing-with-infinite-banking/) - When it comes to real estate, most people think, “Location, Location, Location.” Why not say, “Location of the Equity, Location of the Equity, Location of the Equity?” When you have a Participating Dividend-Paying Whole Life Insurance Policy, all of th... - [22. The Power of Policy Loans](https://wealthonmainstreet.com/podcast/22-the-power-of-policy-loans/) - Taking energy out of the commercial banking system and adding that energy into your own system makes so much sense especially in times like we are facing right now. Even through a global pandemic, Participating Dividend-Paying Whole Life Insurance Polic... - [23. Client Series - Experiencing The Power of Infinite Banking](https://wealthonmainstreet.com/podcast/23-client-series-experiencing-the-power-of-infinite-banking/) - Today Richard and Jayson are joined by their friend and fellow Infinite Banker, Fong Chua. Fong is an Amazon #1 Bestselling Author, Speaker, Real Estate Investor, Business Coach and Podcast Host. He has been his own banker for approximately 9 years now.... - [24. Client Series - Five Years With The Infinite Banking Concept](https://wealthonmainstreet.com/podcast/24-client-series-five-years-with-the-infinite-banking-concept/) - Joining Jayson & Richard today is long time friend & loving father, The Family Mortgage Guy a.k.a. Curtis Arnold. Curtis has been a client & fellow Infinite Banking practitioner for just over five years. During this time, Curtis has used the available ca... - [25. Client Series - Embracing the Concept of Infinite Banking](https://wealthonmainstreet.com/podcast/25-client-series-embracing-the-concept-of-infinite-banking/) - Understanding how Participating Dividend-Paying Whole Life Insurance Policies work can literally be life-changing! Take it from Borysa. She is the Owner of BOS Events and is an Experienced Event Producer and Consultant. Because of the Infinite Banking... - [26. CPA Solutions For A Business Owners Whole Life](https://wealthonmainstreet.com/podcast/26-cpa-solutions-for-a-business-owners-whole-life/) - Joining Jayson and Richard today is National Director, Tax and Estate Planning at IDC Worldsource Insurance Network Inc. and fellow Infinite Banker, Frank Abate. As you will hear, Frank is very passionate about helping business owners get free from the T... - [27. The Infinite Banking Concept Suits Everyone - Client Series](https://wealthonmainstreet.com/podcast/27-the-infinite-banking-concept-suits-everyone-client-series/) - Here we are showcasing another wonderful IBC practitioner. Joining Jayson & Richard today is fellow practitioner, Sandy Bard. Sandy & her husband, Lance, have been practicing the IBC process for approximately 5 years. She has definitely become accustome... - [28. Infinite Banking Concept And The Cashflow Ninja](https://wealthonmainstreet.com/podcast/28-infinite-banking-concept-and-the-cashflow-ninja/) - Being a ninja in general is pretty impressive. But being a Cashflow Ninja is next level impressive. Joining Jayson and Richard today is creator and host of the top-rated business and investing podcast, Cashflow Ninja, the President & Chief Executive Off... - [29. Nelson Nash’s Final Message For Infinite Bankers with Carlos Lara](https://wealthonmainstreet.com/podcast/29-nelson-nashs-final-message-for-infinite-bankers-with-carlos-lara/) - Joining Richard and Jayson today is none other than Carlos Lara. Carlos is on the board of directors and founding member of the Nelson Nash Institute. He is also the CEO of United Services and Trust Corporation and the editor of the Lara-Murphy Report, ... - [30. Gaining Financial Freedom With The Infinite Banking Concept - Client Series](https://wealthonmainstreet.com/podcast/30-gaining-financial-freedom-with-the-infinite-banking-concept-client-series/) - Welcome back to another episode in the Client Series. Today Jayson is joined by clients, David and Trish Price. Earlier in life, David & Trish were just like the majority of people. They believed in the “power” of RRSPs. Even though RRSPs helped them... - [31. What is The Perfect Investment? Infinite Banking For The Win!](https://wealthonmainstreet.com/podcast/31-what-is-the-perfect-investment-infinite-banking-for-the-win/) - Using The Infinite Banking Concept in Canada you can control your financial life. When people choose to invest their hard earned money, they want to make sure they’re doing it in the most profitable way. Things like consistent rate of return, easy to fo... - [32. The Fuel You Need To Reach Your Businesses Vision](https://wealthonmainstreet.com/podcast/32-the-fuel-you-need-to-reach-your-businesses-vision/) - With Jayson and Richard today is Co-Founder and Ideas Gardener of Enta Solutions, Kately Bullock. Enta Solutions is a management system consulting network committed to developing fit for purpose solutions and providing the expertise you need. They prov... - [33. The Four Characters in the Financial Play, The Bank Owner, Banker, Borrower and Depositor](https://wealthonmainstreet.com/podcast/33-the-four-characters-in-the-financial-play-the-bank-owner-banker-borrower-and-depositor/) - It’s very important to understand when becoming your own banker to understand the four characters in the financial play. They are The Depositor, The Borrower, The Banker & The Banker Owner. Each of these characters plays a vital role in successfully ach... - [34. Get #wokebynate and Control The Banking Function](https://wealthonmainstreet.com/podcast/34-get-wokebynate-and-control-the-banking-function/) - Who’s ready to get #wokebynate? Joining Richard and Jayson today are Nate Dean and Brandon Goswick. Nate and Brandon are using technology to help spread Nelson’s word. They have taken Twitter over and are using their powers to spread the wonderful wor... - [35. Corporate or Personally Owned IBC Policies in Canada (Infinite Banking)](https://wealthonmainstreet.com/podcast/35-corporate-or-personally-owned-ibc-policies-in-canada-infinite-banking/) - As you’ve heard many times, your money must reside somewhere. So why not place it inside of a policy that has uninterrupted growth no matter what? You may ask, “Well, who are these policies for? Obviously, if they’re this good, there must be some spec... - [36. The Infinite Banking Wealth Consultant Who Started As A CPA](https://wealthonmainstreet.com/podcast/36-the-infinite-banking-wealth-consultant-who-started-as-a-cpa/) - Joining Jayson & Richard today is good friend Anthony Faso. Anthony is a family man, army veteran, author, Authorized IBC Practitioner, real estate investor, and self-proclaimed “Recovering” CPA. After many years in Corporate America, Anthony started h... - [37. The True Need for Life Insurance Plus The Power of Infinite Banking](https://wealthonmainstreet.com/podcast/37-the-true-need-for-life-insurance-plus-the-power-of-infinite-banking/) - Most people don’t like talking about life insurance. And reasonably so. Who wants to talk about death? But in saying that, it’s something that needs to be talked about more because making sure your family is taken care of once you’ve departed is one o... - [38. The Five Phases of The Infinite Banking Concept](https://wealthonmainstreet.com/podcast/38-the-five-phases-of-the-infinite-banking-concept/) - Authorized Infinite Banking Practitioner and friend, Sarbloh Gill joins Jayson and Richard today to discuss the five phases of the Infinite Banking Concept. Five phases may seem like a lot, but once the guys break it down for you, you’ll realize the sim... - [39. Interest Rates Vs. Interest Volume when Becoming Your Own Banker](https://wealthonmainstreet.com/podcast/39-interest-rates-vs-interest-volume-when-becoming-your-own-banker/) - We all know that banks and other financial institutions charge interest. They charge us to access their pool of money. As consumers we are taught to focus on the interest rate...but we never spend real time actually looking at the physical dollars of int... - [40. Infinite Banking Is The AND Asset For Canadians](https://wealthonmainstreet.com/podcast/40-infinite-banking-is-the-and-asset-for-canadians/) - After taking over the entire investment department of a bank by the age of 19, Caleb Guilliams saw firsthand how 98% of North Americans were financially failing despite "professional" financial advising. After 3 years of traveling the country being mento... - [41. Infinite Banking & The Money Multiplier Method](https://wealthonmainstreet.com/podcast/41-infinite-banking-the-money-multiplier-method/) - Brent Kesler was a Chiropractor and Chiropractic coach for over 14 years. After implementing The Money Multiplier Method, Brent paid off $984,711 in 3rd party debt in 39 months. In fact, Brent became so passionate about how powerful this concept was, he ... - [42. Getting Started With The Process Of Becoming Your Own Banker - Client Series](https://wealthonmainstreet.com/podcast/42-getting-started-with-the-process-of-becoming-your-own-banker-client-series/) - James Auclair is a simple family man that has continually been looking for ways to make his family’s limited amount of savings dollars work harder. Realizing that school taught him nothing in the way of savings and finances, he started learning the basic... - [43. Cashflow Management & Profit First Is Key for Service Professionals - Jos Willard](https://wealthonmainstreet.com/podcast/43-cashflow-management-profit-first-is-key-for-service-professionals-jos-willard/) - Jos Willard believes you should make your decisions from your values, NOT your bank account balance. Of course, the best way to be able to do that is to have a full bank account. His mission is to help good people build profitable businesses. Creator of ... - [44. CPA & Real Estate Investors Embrace Infinite Banking Concept Canada - Cherry Chan & Erwin Szeto](https://wealthonmainstreet.com/podcast/44-cpa-real-estate-investors-embrace-infinite-banking-concept-canada-cherry-chan-erwin-szeto/) - Joining Richard and Jayson today is the power couple, Cherry Chan and Erwin Szeto. Cherry is an entrepreneur, a best-selling author on Amazon, a blogger, a mom of two young kids and a Chartered Professional Accountant helping real estate agents and re... - [45. With IBC The Cash Follows The Leader](https://wealthonmainstreet.com/podcast/45-with-ibc-the-cash-follows-the-leader/) - We all know that everyone’s financial situation is different. But did you know that you can set up a policy to suit you? Most people don’t and that’s ok. The most important thing is to not ponder over what you didn’t know but to dive in and learn all ... - [46. Guaranteed Retirement Income using The Infinite Banking Concept Canada](https://wealthonmainstreet.com/podcast/46-guaranteed-retirement-income-using-the-infinite-banking-concept-canada/) - When people think about retirement, usually the first things that come to mind are RRSPs, Tax-Free Savings Accounts, Government funded pensions and/or company pensions. Why not create your own guaranteed retirement income? With Becoming Your Own Banker... - [47. Don’t Steal The Peas When Doing Infinite Banking](https://wealthonmainstreet.com/podcast/47-dont-steal-the-peas-when-doing-infinite-banking/) - Having an Infinite Banking Policy is a wonderful tool to help navigate your financial life not to mention the benefit of knowing your family is taken care of once you have passed. But, these policies only work if you take care of them. If you withdraw ... - [51. Taking Control Of Your Money With IBC - Client Series - Scott Wilson](https://wealthonmainstreet.com/podcast/51-taking-control-of-your-money-with-ibc-client-series-scott-wilson/) - CLIENT SERIES EPISODE: Scott Wilson high school teacher who began investing in real estate 6 years ago, specifically student rentals. After accumulating a number of houses Scott began to look for other opportunities outside of real estate. He was intro... - [52. Cash Flow Is King: Unlocking The Full Potential Of IBC - Shaun Somers - Client Series](https://wealthonmainstreet.com/podcast/52-cash-flow-is-king-unlocking-the-full-potential-of-ibc-shaun-somers-client-series/) - CLIENT SERIES EPISODE: Shaun lives in the Niagara Region of Ontario, where he lives with his wife and two sons. He has been a Youth Worker at a youth detention facility for nearly 20 years. Shaun first heard of Infinite Banking years ago but at the time ... - [49. Earn Dividends Like An Oak Tree - Infinite Banking Concept Whole Life](https://wealthonmainstreet.com/podcast/49-earn-dividends-like-an-oak-tree-infinite-banking-concept-whole-life/) - Did you know that you can directly impact the dividends you receive each year by a life insurance company when you own Par Whole life? The policy owner has the largest impact on the dividend they are able to receive in a given year and the ripple effect ... - [48. Seeing Opportunities with Infinite Banking and Real Estate - Client Series](https://wealthonmainstreet.com/podcast/48-seeing-opportunities-with-infinite-banking-and-real-estate-client-series/) - On today's “Client Series” episode of Wealth Without Bay Street, Jayson and Richard are joined by Liam McGoran. Liam works as a Design Engineer (EIT) for an engineering firm in Vancouver, BC. Amongst spending time hiking and being outdoors in the Greate... - [50. What Is The Time Value Of The Banking Function? - Sarbloh Gill](https://wealthonmainstreet.com/podcast/50-what-is-the-time-value-of-the-banking-function-sarbloh-gill/) - Back for a second time on the Wealth Without Bay Street Podcast is Senior Wealth Architect and Team Developer, Sarbloh Gill. Sarbloh is an expert in his field and is recognized as one of the top Infinite Banking Practitioners in Canada. In this episod... - [53. Be Your Own Banker Through Infinite Banking with James Neathery](https://wealthonmainstreet.com/podcast/53-be-your-own-banker-through-infinite-banking-with-james-neathery/) - From Fort Worth, TX, James C. Neathery is recognized as a leading life insurance professional and general agent in the United States with over thirty years’ experience in the financial world and over sixteen years of experience personally and professiona... - [54. Stage 4 Cancer Survivor To Infinite Banker - Stephen Wenzel -Client Series](https://wealthonmainstreet.com/podcast/54-stage-4-cancer-survivor-to-infinite-banker-stephen-wenzel-client-series/) - CLIENT SERIES EPISODE: Stephen Wenzel is a world traveller, music director and yoga teacher, real estate investor, and 2-time Survivor of Stage 4B cancer. He had long been looking for a way to escape the banking system, which is how he ultimately found T... - [55. If You Die Without A Will In Canada, A Proper Will Can Save You Money - Angela Yee-Hamshaw](https://wealthonmainstreet.com/podcast/55-if-you-die-without-a-will-in-canada-a-proper-will-can-save-you-money-angela-yee-hamshaw/) - What happens if you die without a will? What are the major pitfalls and problems that can happen if you don’t draft a will that works in your jurisdiction. Find out how to save money, time and see your final wishes come true with our special guest, estat... - [56. How To Become A Wealthy Entrepreneur With Robert Gauvreau CPA](https://wealthonmainstreet.com/podcast/56-how-to-become-a-wealthy-entrepreneur-with-robert-gauvreau-cpa/) - How can you have a virtual CFO? How can you add turbo boosters to your growing business to 5X, 10X your business by having the right team of experts around you? Drive results, track them so you can see a real trajectory as you build profits. Make data-dr... - [57. Using The Infinite Banking Concept, Life Before and After - Client Series - Jean Dubois](https://wealthonmainstreet.com/podcast/57-using-the-infinite-banking-concept-life-before-and-after-client-series-jean-dubois/) - CLIENT SERIES EPISODE: Life took an unexpected turn for Jean that drained out his pension funds and RSP’s as well as max out his credit cards. The lack of control over his investment liquidity and getting taxed on every withdrawal was what moved Jean tow... - [58. How To Sell Your Business For Top Dollar Using The Value Builder System With John Warrillow](https://wealthonmainstreet.com/podcast/58-how-to-sell-your-business-for-top-dollar-using-the-value-builder-system-with-john-warrillow/) - How should you go about selling the business that you worked so hard to build? What are the steps you must take to ensure that you are able to capture maximum value while exiting your business? We have John Warrillow for you today. John Warrillow is the ... - [59. Business Profit Coaching To Keep More of Your Money with Lisa Campbell](https://wealthonmainstreet.com/podcast/59-business-profit-coaching-to-keep-more-of-your-money-with-lisa-campbell/) - Is your relationship with money complicated? Do you find yourself working hard and yet have only a little money in your account once all your dues are cleared? In today’s episode, Lisa Campbell talks about the strategies to make your business more profit... - [60. Mortgage Free Using The Infinite Banking Concept - David Klein - Client Series](https://wealthonmainstreet.com/podcast/60-mortgage-free-using-the-infinite-banking-concept-david-klein-client-series/) - CLIENT SERIES EPISODE: David Klein, 36 year old, has been a police officer for the past 13 years. He and his wife, Devon, have two boys and live in Alberta, Canada. David’s father worked for the CRA so RRSPs and cash in the bank were some of the key fina... - [62. Your Guide To Self Discovery and Clarity of Direction - David Schmeikal](https://wealthonmainstreet.com/podcast/62-your-guide-to-self-discovery-and-clarity-of-direction-david-schmeikal/) - Why do you do what you do? What is your vision and mission? David Schmeikal is a master storyteller and brand strategist that helps businesses and entrepreneurs find their purpose, communicate their story and develop culture within their organization. Ba... - [63. Accelerate Your Business Value with Stephen Cummings](https://wealthonmainstreet.com/podcast/63-accelerate-your-business-value-with-stephen-cummings/) - Your business might be doing well, but is it valuable? The majority of modern entrepreneurs often prefer to sell their businesses before retiring and provide themselves and their children a pool of capital to settle with. Stephen Cummings talks about som... - [64. Small Business Owner Discovers The Infinite Banking Concept - Client Series - Cory Chittenden](https://wealthonmainstreet.com/podcast/64-small-business-owner-discovers-the-infinite-banking-concept-client-series-cory-chittenden/) - CLIENT SERIES EPISODE: From an IBC skeptic to an IBC champion, Cory Chittenden joins us today on our Client Series to talk about his journey incorporating IBC for himself and his business. Cory and his wife, along with their three children live in Saskat... - [65. Dividend Scale Interest Rate With Par Whole Life Insurance](https://wealthonmainstreet.com/podcast/65-dividend-scale-interest-rate-with-par-whole-life-insurance/) - What are whole life insurance dividends? How do they work? What is the Dividends Scale interest Rate and how does it actually show up in a policy? These are great questions and you are in for a treat as Jayson and Richard go on a rant in a rare episode w... - [66. The And Asset In Canada - Caleb Guilliams](https://wealthonmainstreet.com/podcast/66-the-and-asset-in-canada-caleb-guilliams/) - Get your FREE COPY of THE AND ASSET FOR CANADIANS: www.andasset.ca Have you been led to believe that you have to choose between compounding interest or liquidity control when it comes to finances? In this episode, Caleb talks about the “and” asset which... - [67. Financial Freedom Begins With Personal Liberty - Lawrence Reed | Fee.org](https://wealthonmainstreet.com/podcast/67-financial-freedom-begins-with-personal-liberty-lawrence-reed-fee-org/) - Lawrence W. Reed became President of the Foundation for Economic Education (FEE) in 2008 after serving as chairman of its board of trustees in the 1990s and both writing and speaking for FEE since the late 1970s. He previously served for 21 years as Pres... - [68. Financial Wisdom For Millennials - Client Series - Justin Dubeau](https://wealthonmainstreet.com/podcast/68-financial-wisdom-for-millennials-client-series-justin-dubeau/) - Get a headstart with IBC. Justin Dubeau started IBC at 25 years old and has now been practicing for 5 years. He works as an oil field operator at an oil field and has a wife and two children. On today’s episode, Justin talks about the benefit of starting... - [69. Authorized Infinite Banking Practitioner In Toronto](https://wealthonmainstreet.com/podcast/69-authorized-infinite-banking-practitioner-in-toronto/) - Launching Wealth Without Bay Street’s Advisor series, Cole Snell is an advisor with Ascendant Financial. As a career entrepreneur, his work has spanned decades in the Health and Wellness and Specialty Food spaces. Recognizing the common bond of money in ... - [70. The Tax Savings Bible with Mr. Taxes - Robert Stone](https://wealthonmainstreet.com/podcast/70-the-tax-savings-bible-with-mr-taxes-robert-stone/) - Are you paying too much tax? On today’s episode, we have the founder, president and CEO of MrTaxes.ca Inc. Robert Stone has been an income tax professional since 1983. Roberts career began in 1983 while still in high school where he was paid to complete ... - [71. The Infinite Banking Concept Coach - Why do you need a coach?](https://wealthonmainstreet.com/podcast/71-the-infinite-banking-concept-coach-why-do-you-need-a-coach/) - On today’s episode, Jayson Lowe and Richard Canfield talk about the importance of coaching while practicing IBC. The advisors at Ascendant Financial are passionate about coaching their clients through the IBC process. A new portal on the Ascendant Financ... - [72. From Engineer to Authorized Infinite Banker - Sarbloh Gill](https://wealthonmainstreet.com/podcast/72-from-engineer-to-authorized-infinite-banker-sarbloh-gill/) - Back on the Wealth Without Bay Street’s Advisor series, Sarbloh Gill is an advisor with Ascendant Financial. He was introduced to Jayson Lowe by a placement agency based in 2015 and was introduced to the book “Becoming your own banker – unlocking the inf... - [73. Sales Jiu Jitsu: Black Belt Strategies To Double Conversions - Elliot Bayev & Daniel Moskowitz](https://wealthonmainstreet.com/podcast/73-sales-jiu-jitsu-black-belt-strategies-to-double-conversions-elliot-bayev-daniel-moskowitz/) - Do you want to learn the strategy to exponentially boost your sales? Elliott Bayev and Daniel Moskowitz take a combined 50 years experience in Brazilian Jiu-Jitsu and building 8-figure sales teams and bottle it up inside a powerful new International Best... - [74. Million Dollar Retirement From Two Methods - Infinite Banking Vs RRSP](https://wealthonmainstreet.com/podcast/74-million-dollar-retirement-from-two-methods-infinite-banking-vs-rrsp/) - Would you like to retire with a million dollars saved up? Everybody has to have their savings and money reside somewhere. In today’s episode, we talk about the difference between a Whole Life Policy as compared to an RRSP for storing your million-dollar ... - [75. Wealth Coach Improves Financial Health With #IBC](https://wealthonmainstreet.com/podcast/75-wealth-coach-improves-financial-health-with-ibc/) - Back on the Wealth Without Bay Street’s Advisor series, Liz Lamond is an advisor with Ascendant Financial. She discovered IBC after investing in real estate through mortgages for many years and discovered a better way of managing the banking function in ... - [76. Infinite Banking Concept Is A Way Of Life | David Stearns](https://wealthonmainstreet.com/podcast/76-infinite-banking-concept-is-a-way-of-life-david-stearns/) - David Stearns is Nelson Nash's son-in-law. In 2004, David was brought on by Nelson to help with the administrative side of Infinite Banking Concepts, and went on to lead the company to continue the IBC legacy. David oversees the distribution of Becoming ... - [77. Seller Financing Your Business - David Barnett](https://wealthonmainstreet.com/podcast/77-seller-financing-your-business-david-barnett/) - David Barnett loves to say that it took him 10 years to unlearn what he was taught in business school. University had trained him to be a middle-manager in big enterprises, he was totally unprepared for the realities of small business. After a career in... - [78. Real Estate Investor Lawyer Loves Infinite Banking - Shawn Quigg - Client Series](https://wealthonmainstreet.com/podcast/78-real-estate-investor-lawyer-loves-infinite-banking-shawn-quigg-client-series/) - CLIENT SERIES EPISODE: We are back with the Client Series on this week's episode. Shawn Quiggs is an Ontario real estate investor lawyer and infinite banking practitioner living in Toronto who comes from humble beginnings in small town Ontario. Prior to ... - [79. Winnipeg Infinite Banking Coach Discovers Growth and Liquidity](https://wealthonmainstreet.com/podcast/79-winnipeg-infinite-banking-coach-discovers-growth-and-liquidity/) - On today’s episode of the advisor series, Roman Pushkar joins to talk about his journey with IBC after migrating to Canada from Russia. Roman worked in banking and insurance for over a decade in Moscow before discovering IBC in Canada. The main dilemma t... - [80. How To Outrank On Google SEO With Damon Burton](https://wealthonmainstreet.com/podcast/80-how-to-outrank-on-google-seo-with-damon-burton/) - Have you ever wondered how companies get their websites right at the top of a Google Search Engine? Over a decade ago, Damon Burton beat a billion dollar company by outranking their website on Google. Since then, he has gone on to build an international ... - [81. Capital Dividend Account for Canadian Business Owners - Tax Free Legacy](https://wealthonmainstreet.com/podcast/81-capital-dividend-account-for-canadian-business-owners-tax-free-legacy/) - The Capital Dividend Account For Canadian Businesses is a huge Tax Advantage Secret in Canada! Can you stockpile capital inside of a Canadian Controlled Private Corporation (CCPC) and then exit it tax-free? The answer is yes, it's all in the strategy ... - [82. Infinite Banking Capital Theory with Ryan D. Griggs](https://wealthonmainstreet.com/podcast/82-infinite-banking-capital-theory-with-ryan-d-griggs/) - Ryan Griggs is an Austrian Economist, Authorized IBC Practitioner, and Founder & CEO of Griggs Capital Strategies. Together with his partner and mentor James Neathery, Ryan co-hosts the Banking with Life podcast, one of the leading online resources for I... - [83. Are you too old to Become Your Own Banker? - Dan Allen](https://wealthonmainstreet.com/podcast/83-are-you-too-old-to-become-your-own-banker-dan-allen/) - On today’s episode of the Advisory Series, we have Alberta-based Ascendant Financial advisor, Dan Allen. Dan is a wealth specialist and an independent insurance broker. As an Authorized Infinite Banking Practitioner he has expertise in working with profe... - [84. The Pirates of Manhattan: Barry James Dykes The Economic Warrior](https://wealthonmainstreet.com/podcast/84-the-pirates-of-manhattan-barry-james-dykes-the-economic-warrior/) - The Pirates of Manhattan author Barry James Dyke is The Economic Warrior, with his epic research into the darkest reaches of the banking industry and private equity firms. Barry has been at the forefront of exposing the banking truths that are happening ... - [85. Infinite Banking Canada | Cashflow Canucks Unite - Peter Lount](https://wealthonmainstreet.com/podcast/85-infinite-banking-canada-cashflow-canucks-unite-peter-lount/) - In this episode of the advisor series, Peter Lount is a licensed IBC practitioner and advisor with Ascendant Financial since 2019. He helps households and businesses to focus on their goals and passions by eliminating concerns about money through coachin... - [86. Real Estate Investor for 30 years turns Life Coach - Gina Yarrish](https://wealthonmainstreet.com/podcast/86-real-estate-investor-for-30-years-turns-life-coach-gina-yarrish/) - Gina Yarrish helps business owners and entrepreneurs get over the fears of selling, self-sabotage and reluctance so they can easily double and triple revenue all with a 1200-pound package. She is the founder and CEO of Yarcot with a 30-year career leadin... - [87. Capital on Demand using The Infinite Banking Concept - Client Series - Curtis Arnold](https://wealthonmainstreet.com/podcast/87-capital-on-demand-using-the-infinite-banking-concept-client-series-curtis-arnold/) - CLIENT SERIES Epsiode: On today’s episode of the Client Series, Curtis Arnold is a celebrated Mortgage broker and real estate investor for almost 20 years based out of Calgary, Alberta. He is currently a mortgage specialist with Quantus Mortgage Solution... - [88. The Infinite Wisdom of R. Nelson Nash - Becoming Your Own Banker](https://wealthonmainstreet.com/podcast/88-the-infinite-wisdom-of-r-nelson-nash-becoming-your-own-banker/) - A special Tribute episode number 88. Today we celebrate the life and legacy of the late R. Nelson Nash (1931 - 2019), the father and founder of the Infinite Banking Concept and author of the book “Becoming Your Own Banker”. Nelson has impacted the lives ... - [89. Debt Freedom by Becoming Your Own Banker - Client Series - Recas Forbes](https://wealthonmainstreet.com/podcast/89-debt-freedom-by-becoming-your-own-banker-client-series-recas-forbes/) - CLIENT SERIES. In today’s episode of Wealth Without Baystreet, we have Recas Forbes featuring on the client series. Recas has lived with his wife and two kids in Calgary for the past two years. For many decades, they lived in debt, burning through their ... - [90. CPA Loves Infinite Banking In Canada - Henry Wong](https://wealthonmainstreet.com/podcast/90-cpa-loves-infinite-banking-in-canada-henry-wong/) - On today’s episode of the advisors series, Henry Wong joins us to talk about his experience as an Infinite Banking practitioner and advisor coming from an accounting background. Henry is a professional CPA and trains other CPA’s across Canada specializin... - [91. How To Heal From Trauma And Move On With Maximum Control -Shalev Amar](https://wealthonmainstreet.com/podcast/91-how-to-heal-from-trauma-and-move-on-with-maximum-control-shalev-amar/) - On today’s episode of Wealth Without Baystreet, Shalev Amar joins us to share about his experience with trauma and how he has learned to overcome it. Shalev has been an attorney for 17 years and has spent thousands of hours over the last 9 years studying... - [92. Financial Independence In The 21st Century - Dwayne Burnell](https://wealthonmainstreet.com/podcast/92-financial-independence-in-the-21st-century-dwayne-burnell/) - This episode of Wealth Without Baystreet features Dwayne Burnell, a Fiduciary and Wealth Strategist. Dwayne is also the author of two best-selling books on personal finance. He empowers individuals, families, and business owners to take control of their ... - [93. FIRE - Financial Independence Retire Early - Cody Yeh - Client Series](https://wealthonmainstreet.com/podcast/93-fire-financial-independence-retire-early-cody-yeh-client-series/) - In today’s episode of Wealth Without Baystreet, we have Cody Yeh featuring on the client series. Cody is a first-generation immigrant from Taiwan who came to Canada at the age of 18, went to university as an engineer, got a white-collar job but wasn’t sa... - [94. The Tuttle Twins Fight for Liberty - Connor Boyack](https://wealthonmainstreet.com/podcast/94-the-tuttle-twins-fight-for-liberty-connor-boyack/) - Featuring on today’s episode of Wealth Without Baystreet, Connor Boyack is the founder and president of Libertas Institute, an award-winning free-market think tank. Named one of Utah's most politically influential people by The Salt Lake Tribune, Connor'... - [95. Family Banking With Purpose - Chris Bay IBC Coach](https://wealthonmainstreet.com/podcast/95-family-banking-with-purpose-chris-bay-ibc-coach/) - This episode of Wealth Without Baystreet features Chris Bay, an Infinite Banking Coach at Life, Success and Legacy. He is the Author of ‘Family Banking with Purpose: A Story About Financial Freedom Through Infinite Banking’. Applying his twenty-two years... - [99. The Great One, How do you pursue Greatness like Gretzky](https://wealthonmainstreet.com/podcast/99-the-great-one-how-do-you-pursue-greatness-like-gretzky/) - Episode 99. In this episode of Wealth Without Bay Street, we take a look into legends like Wayne Gretzky and what makes them great. Hard work, commitment and potential are some o... - [101. What is Your Happiness Portfolio? Retire Happy With Purpose | Susan Latremoille](https://wealthonmainstreet.com/podcast/101-what-is-your-happiness-portfolio-retire-happy-with-purpose-susan-latremoille/) - Susan Latremoille has been a wealth advisor for over 35 years. Susan assisted her clients to financially plan for their retirements and managing their investments. She saw a common thre... - [96. Seven Myths of Life Insurance Lending in Canada](https://wealthonmainstreet.com/podcast/96-seven-myths-of-life-insurance-lending-in-canada/) - What are the myths of insurance lending in Canada? Jayson Lowe and Richard Canfield discuss an article from a Bank that tries to dispel 7 myths of insurance lending in Canada. Many Canadians do not know that cash value policies are often lent on by 3r... - [97. Grow Your Business Really Big With Coaching - Jon Dwoskin](https://wealthonmainstreet.com/podcast/97-grow-your-business-really-big-with-coaching-jon-dwoskin/) - Featuring on this week’s series about entrepreneurship is Jon Dwoskin, an executive advisor, business coach, founder and CEO of the Jon Dwoskin Experience. Having been through his own share of ups and downs in life and in business, Jon is able to help pe... - [98. Why You Suck at Selling Your Business - Jeffery Feldberg](https://wealthonmainstreet.com/podcast/98-why-you-suck-at-selling-your-business-jeffery-feldberg/) - This week’s episode in the entrepreneurship series features Jeffrey Feldberg, Co-Founder and CEO of Deep Wealth. After graduating from his MBA program, Jeffrey launched his first company, Embanet. As an industry leader, Embanet created a market disruptio... - [100. Taxation of Policy Loans In Canada - Infinite Banking Concept](https://wealthonmainstreet.com/podcast/100-taxation-of-policy-loans-in-canada-infinite-banking-concept/) - EPISODE 100! Today is a milestone for all of us at Wealth Without Bay Street and Ascendant Financial. 100 podcast episodes released of the Wealth Without Bay Street. Thank you t... - [102. School Teacher Becomes Financial Freedom Fighter](https://wealthonmainstreet.com/podcast/102-school-teacher-becomes-financial-freedom-fighter/) - Wealth Without Bay Street EPISODE #102: Today on Wealth Without Baystreet, we have Dan McMullen featuring on the client series. Dan is a high school teacher in Markham, Ontario. He has been investing in real estate since 2019 and currently holds 3 proper... - [103. Connecting Game-Changing Visionaries | Justin Breen Founder of BrEpic](https://wealthonmainstreet.com/podcast/103-connecting-game-changing-visionaries-justin-breen-founder-of-brepic/) - Wealth Without Bay Street EPISODE #103: Today on Wealth Without Baystreet, we have Justin Breen featuring on the Entrepreneurship series. Justin is the founder and CEO of BrEp... - [104. The Problem With Registered Retirement Plans | Bryan Bloom, CPA](https://wealthonmainstreet.com/podcast/104-the-problem-with-registered-retirement-plans-bryan-bloom-cpa/) - Wealth Without Bay Street EPISODE #104: Today on Wealth Without Baystreet, we are pleased to have Bryan S. Bloom. Bryan has been a CPA for more than 35 years, throughout those... - [105. What Is Bitcoin? Bitcoin Prediction 2022](https://wealthonmainstreet.com/podcast/105-what-is-bitcoin-bitcoin-prediction-2022/) - Wealth Without Bay Street EPISODE #105: Today on Wealth Without Baystreet have Mike Grantis featured as our very first guest on the crypto series. Mike is the Managing Directo... - [106. Taxing Homeowners In Canada - CMHC Report Reaction](https://wealthonmainstreet.com/podcast/106-taxing-homeowners-in-canada-cmhc-report-reaction/) - Wealth Without Bay Street EPISODE #106: On today’s episode of Wealth Without Baystreet, Jayson and Richard challenge an article’s view about taxing homeowners in Canada. The C... - [107. Infinite Banking Is Like Real Estate Investing | Martin Kuev](https://wealthonmainstreet.com/podcast/107-infinite-banking-is-like-real-estate-investing-martin-kuev/) - Wealth Without Bay Street EPISODE #106: On today’s episode of Wealth Without Bay Street, featured on our client series is Martin Kuev. Martin has worked in executive Marketing... - [108. How to Get Your Whole Life Policy Approved](https://wealthonmainstreet.com/podcast/108-how-to-get-your-whole-life-policy-approved/) - Wealth Without Bay Street EPISODE #108: Today on the Wealth Without Baystreet Podcast we discuss the whole life policy and how to get it approved. Many times people do not inv... - [109. Always Learning With The Infinite Banking Concept](https://wealthonmainstreet.com/podcast/109-always-learning-with-the-infinite-banking-concept/) - Wealth Without Bay Street EPISODE #109: Joining us on today’s episode is agricultural expert and part-time farmer, John McArthur, in our Client Series. John learnt about the I... - [110. Infinite Banking Canada Real Example | A 10 Year Policy Review](https://wealthonmainstreet.com/podcast/110-infinite-banking-canada-real-example-a-10-year-policy-review/) - Wealth Without Bay Street EPISODE 110: On today’s episode of Wealth Without Baystreet, your hosts, Richard Canfieldand Jayson Lowe discuss Infinite Banking Policies and exampl... - [111. How Is My Whole Life Policy Cash Value Protected In Canada? Assuris](https://wealthonmainstreet.com/podcast/111-how-is-my-whole-life-policy-cash-value-protected-in-canada-assuris/) - Wealth Without Bay Street EPISODE 111: Today on Wealth Without Baystreet, Richard and Jayson discuss how your whole life insurance policy cash value can be protected in Canada... - [112. Real Estate Cash Flow Integrates With Infinite Banking](https://wealthonmainstreet.com/podcast/112-real-estate-cash-flow-integrates-with-infinite-banking/) - Wealth Without Bay Street EPISODE 112: Featuring on today’s episode of Wealth Without Baystreet is Harper Jones, an advocate for the Infinite Banking Concept (IBC) and a wealt... - [113. Building a Financial Steam Engine With Whole Life](https://wealthonmainstreet.com/podcast/113-building-a-financial-steam-engine-with-whole-life/) - Wealth Without Bay Street EPISODE 113: Today on Wealth Without Baystreet, Richard and Jayson talk about an example from Nelson Nash’s book, ‘Becoming Your Own Banker.’ The exa... - [114. Canadian Real Estate Coach Embraces Infinite Banking Concept](https://wealthonmainstreet.com/podcast/114-canadian-real-estate-coach-embraces-infinite-banking-concept/) - Wealth Without Bay Street EPISODE 114: Featuring on today’s episode of Wealth Without Baystreet is Elizabeth Kelly, an experienced real estate investor for more than 15 years.... - [115. Infinite Banking For Key Employee Benefits In Canada](https://wealthonmainstreet.com/podcast/115-infinite-banking-for-key-employee-benefits-in-canada/) - Wealth Without Bay Street EPISODE 115: Today on Wealth Without Baystreet, Richard and Jayson discuss how ensuring a key person or people in your business can be helpful and be... - [117. Business Owners Avoid Paying Taxes Legally In Canada](https://wealthonmainstreet.com/podcast/117-business-owners-avoid-paying-taxes-legally-in-canada/) - Wealth Without Bay Street EPISODE 117: Joining us today is Henry Wong to talk about taxation on your business that may happen after you’re gone. Henry is a professional CPA an... - [118. Estate Planning Innovations In A Digital World Meet Guidr](https://wealthonmainstreet.com/podcast/118-estate-planning-innovations-in-a-digital-world-meet-guidr/) - Wealth Without Bay Street EPISODE 118: Featuring on this episode of Wealth Without Baystreet are David Zumpano and Guy Remond. David Zumpano started out as an estate planner, ... - [119. The Money Advantage Using Infinite Banking In Canada](https://wealthonmainstreet.com/podcast/119-the-money-advantage-using-infinite-banking-in-canada/) - Wealth Without Bay Street EPISODE 119: This episode of Wealth Without Baystreet features Bruce Wehner and Rachel Marshall. Bruce Wehner is the lead advisor of The Money Advant... - [120. Corporate Tax Landmines In Canada with Henry Wong](https://wealthonmainstreet.com/podcast/120-corporate-tax-landmines-in-canada-with-henry-wong/) - Wealth Without Bay Street EPISODE 120: Featured on today’s episode is Henry Wong, explaining how you, as a business owner, can avoid corporate tax landmines in Canada. Henry i... - [121. Real Life Canada Market Crash Stories 2022 - Protect Your Wealth](https://wealthonmainstreet.com/podcast/121-real-life-canada-market-crash-stories-2022-protect-your-wealth/) - Listen to Real Life Canada market crash stories 2022 and learn how you can Protect Your wealth. Get the FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ Wealth Without Bay Street EPISODE 121: In Wealth Without Bay Street EPI... - [122. 7 Steps To Becoming Your Own Banker](https://wealthonmainstreet.com/podcast/122-7-steps-to-becoming-your-own-banker/) - Wealth Without Bay Street EPISODE 122: On today’s episode of Wealth Without Baystreet, Richard and Jayson walk you through 7 easy steps that you can follow to become your own ... - [123. Thinking Like a Bank Owner with Justin Craft](https://wealthonmainstreet.com/podcast/123-thinking-like-a-bank-owner-with-justin-craft/) - Wealth Without Bay Street EPISODE 123: Joined on today’s episode is Justin Craft, President of Nowlin & Associates, a leading wealth management firm with over 40 years history... - [124. USA Citizens In Canada Life Insurance Landmines](https://wealthonmainstreet.com/podcast/124-usa-citizens-in-canada-life-insurance-landmines/) - Wealth Without Bay Street EPISODE 124: Featured on today’s episode is Henry Wong, a professional CPA who also trains other CPA’s across Canada specializing in taxation and pas... - [125. Infinite Banking Conversations About Nelson Nash With Tim Yurek](https://wealthonmainstreet.com/podcast/125-infinite-banking-conversations-about-nelson-nash-with-tim-yurek/) - Wealth Without Bay Street EPISODE 125: Featuring on today’s episode is Tim Yurek, the founder and CEO of Tier 1 Capital, a leading national financial consulting firm. Over his... - [126. Infinite Banking For Canadians A Self Sustaining System](https://wealthonmainstreet.com/podcast/126-infinite-banking-for-canadians-a-self-sustaining-system/) - Wealth Without Bay Street EPISODE 126: Featuring on today’s episode is Mike Everett, one of the most passionate people you’ll ever meet about The Infinite Banking Concept, com... - [127. 5 Ways To Reduce Taxes In Canada And Protect Your Wealth](https://wealthonmainstreet.com/podcast/127-5-ways-to-reduce-taxes-in-canada-and-protect-your-wealth/) - Wealth Without Bay Street EPISODE 127: Today’s episode features Henry Wong again. Henry is a professional CPA who also trains other CPA’s across Canada specializing in taxatio... - [128. The original Canadian TFSA - Tax Free Saving Account](https://wealthonmainstreet.com/podcast/128-the-original-canadian-tfsa-tax-free-saving-account/) - Wealth Without Bay Street EPISODE 128: On today’s episode of Wealth Without Baystreet, we are joined by Vernon McCarty and Richard Canfield as they talk about The Infinite Ban... - [129. The Wrong Way to Structure Whole Life Insurance in Canada](https://wealthonmainstreet.com/podcast/129-the-wrong-way-to-structure-whole-life-insurance-in-canada/) - Wealth Without Bay Street EPISODE 129: On today’s episode of Wealth Without Baystreet, we are joined by Vernon McCarty and Richard Canfield as they talk about The Infinite Ba... - [130. Investing with Whole Life Policy Loans in Canada Interest Deductions](https://wealthonmainstreet.com/podcast/130-investing-with-whole-life-policy-loans-in-canada-interest-deductions/) - Wealth Without Bay Street EPISODE #130: On today’s episode of Wealth Without Baystreet, Jayson and Richard talk about how you can invest with your whole life policy loans and ... - [131. Canadian Real Estate Investors Tax Strategies](https://wealthonmainstreet.com/podcast/131-canadian-real-estate-investors-tax-strategies/) - Wealth Without Bay Street EPISODE 131: Featuring on today’s episode is Cherry Chan. Cherry is an entrepreneur, author, blogger, and mom of two young kids. Her accounting pract... - [132. Infinite Banking Policy Application Questions](https://wealthonmainstreet.com/podcast/132-infinite-banking-policy-application-questions/) - Wealth Without Bay Street EPISODE 132: Featuring on today’s episode is Jennifer Wolfe, who recently started her journey with infinite banking and now helps others with theirs.... - [133. Entrepreneur Sells Amazon Store and Creates Two New Online Businesses](https://wealthonmainstreet.com/podcast/133-entrepreneur-sells-amazon-store-and-creates-two-new-online-businesses/) - Wealth Without Bay Street EPISODE 133: Featuring on today’s episode is Nathan Hirsch. Nathan is a lifelong entrepreneur and currently the CEO of EcomBalance and Outsource Scho... - [134. The Infinite Banking Concept Opens New Doorways](https://wealthonmainstreet.com/podcast/134-the-infinite-banking-concept-opens-new-doorways/) - Wealth Without Bay Street EPISODE 134: Featuring on today’s episode is Carrie Johnson. Carrie has been a Certified Nail Technician for 19 years and an Educator for 17 years. S... - [135. Smith Manoeuvre With IBC](https://wealthonmainstreet.com/podcast/135-smith-manoeuvre-with-ibc/) - Wealth Without Bay Street EPISODE 135: Featuring on today’s episode is Monty Bhatia. Monty graduated from U of T as a Software Engineer and has been working in the Technology ... - [136. Canada Pension Plan Loses $22 Billion, Will It Affect Me? | Henry Wong](https://wealthonmainstreet.com/podcast/136-canada-pension-plan-loses-22-billion-will-it-affect-me-henry-wong/) - Wealth Without Bay Street EPISODE 136: Today’s episode features Henry Wong again. Henry is a professional CPA who also trains other CPA’s across Canada specializing in taxatio... - [137. How Nelson Nash Solved a $2,607,409 Problem | Infinite Banking Concept](https://wealthonmainstreet.com/podcast/137-how-nelson-nash-solved-a-2607409-problem-infinite-banking-concept/) - Wealth Without Bay Street EPISODE #137: Join us for today’s episode of Wealth Without Baystreet with Jayson and Richard to learn about how becoming your own banker can be fina... - [138. Using An Artificial Intelligence Business to Solve A Global Problem](https://wealthonmainstreet.com/podcast/138-using-an-artificial-intelligence-business-to-solve-a-global-problem/) - Wealth Without Bay Street EPISODE 138: Featuring on today’s episode is Genady Knizhnik, a co-founder of Bot Publishing, he has helped to create a language learning platform ca... - [139. Infinite Banking Used On The Key People In Your Life | An Example](https://wealthonmainstreet.com/podcast/139-infinite-banking-used-on-the-key-people-in-your-life-an-example/) - Wealth Without Bay Street EPISODE #139: Join us for today’s episode of Wealth Without Baystreet with Jayson and Richard to learn about how to use the infinite banking concept ... - [140. How to live an EPIC Life and create an EPIC Business](https://wealthonmainstreet.com/podcast/140-how-to-live-an-epic-life-and-create-an-epic-business/) - Wealth Without Bay Street EPISODE 140: Back on today’s episode of Wealth Without Bay Street is Justin Breen. Justin is the founder and CEO of BrEpic Communications LLC, a PR firm that works exclusively with visionaries and exceptional businesses around the world. He has won dozens of editing and writing awards and is an author of countless viral stories. Justin is hard-wired to seek out and create viral, thought-provoking stories that the media craves, and he finds the best stories when he networks with visionary entrepreneurs and executives who understand the value of investing in themselves and their businesses. He has built an international network of extraordinary people and believes strongly in the power of introductions and creating important relationships through those introductions. ## Episodes - [Keep Taxes Away From Your Wealth Audio Book](https://wealthonmainstreet.com/episode/keep-taxes-away-from-your-wealth-audio-book/) - Discover The 5 Strategies To Reducing Taxes You Own Now and Into the Future - [Don't Spread The Wealth Audio Book](https://wealthonmainstreet.com/episode/dont-spread-the-wealth-audio-book/) ## Tags - [Infinite Banking Concept](https://wealthonmainstreet.com/tag/infinite-banking-concept/) - [Infinite Banking Canada](https://wealthonmainstreet.com/tag/infinite-banking-canada/) - [Infinite Banking Podcast](https://wealthonmainstreet.com/tag/infinite-banking-podcast/) - [Canadian Finance Podcast](https://wealthonmainstreet.com/tag/canadian-finance-podcast/) - [Real Estate Investor](https://wealthonmainstreet.com/tag/real-estate-investor/) - [Infinite Banking Coach](https://wealthonmainstreet.com/tag/infinite-banking-coach/) - [Becoming Your Own Banker](https://wealthonmainstreet.com/tag/becoming-your-own-banker/) - [Wealth Without Bay Street](https://wealthonmainstreet.com/tag/wealth-without-bay-street/) - [Richard Canfield](https://wealthonmainstreet.com/tag/richard-canfield/) - [Jayson Lowe](https://wealthonmainstreet.com/tag/jayson-lowe/) - [cash flow](https://wealthonmainstreet.com/tag/cash-flow/) - [podcast](https://wealthonmainstreet.com/tag/podcast/) - [cash value](https://wealthonmainstreet.com/tag/cash-value/) - [retirement planning](https://wealthonmainstreet.com/tag/retirement-planning/) - [Retirement savings](https://wealthonmainstreet.com/tag/retirement-savings/) - [Pension plans](https://wealthonmainstreet.com/tag/pension-plans/) - [401(k) plans](https://wealthonmainstreet.com/tag/401k-plans/) - [IRA (Individual Retirement Account)](https://wealthonmainstreet.com/tag/ira-individual-retirement-account/) - [Investment strategies](https://wealthonmainstreet.com/tag/investment-strategies/) - [Financial planning](https://wealthonmainstreet.com/tag/financial-planning/) - [Wealth management](https://wealthonmainstreet.com/tag/wealth-management/) - [Retirement income](https://wealthonmainstreet.com/tag/retirement-income/) - [energy flow](https://wealthonmainstreet.com/tag/energy-flow/) - [Harry Massey](https://wealthonmainstreet.com/tag/harry-massey/) - [bioenergetics](https://wealthonmainstreet.com/tag/bioenergetics/) - [financial well-being](https://wealthonmainstreet.com/tag/financial-well-being/) - [physical well-being](https://wealthonmainstreet.com/tag/physical-well-being/) - [Passive Business Income](https://wealthonmainstreet.com/tag/passive-business-income/) - [Active Business Income](https://wealthonmainstreet.com/tag/active-business-income/) - [Canadian Controlled Corporation](https://wealthonmainstreet.com/tag/canadian-controlled-corporation/) - [capital gains](https://wealthonmainstreet.com/tag/capital-gains/) - [real estate](https://wealthonmainstreet.com/tag/real-estate/) - [corporate owners](https://wealthonmainstreet.com/tag/corporate-owners/) - [capital gains source](https://wealthonmainstreet.com/tag/capital-gains-source/) - [corporate surplus](https://wealthonmainstreet.com/tag/corporate-surplus/) - [tax free](https://wealthonmainstreet.com/tag/tax-free/) - [business](https://wealthonmainstreet.com/tag/business/) - [banking business](https://wealthonmainstreet.com/tag/banking-business/) - [financial freedom](https://wealthonmainstreet.com/tag/financial-freedom/) - [R. 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[Infinite Banking Strategy](https://wealthonmainstreet.com/tag/infinite-banking-strategy/) - [HELOC](https://wealthonmainstreet.com/tag/heloc/) - [home equity](https://wealthonmainstreet.com/tag/home-equity/) - [home equity line of credit](https://wealthonmainstreet.com/tag/home-equity-line-of-credit/) - [family banking](https://wealthonmainstreet.com/tag/family-banking/) - [family banking system](https://wealthonmainstreet.com/tag/family-banking-system/) - [charging rate](https://wealthonmainstreet.com/tag/charging-rate/) - [charging rate environment](https://wealthonmainstreet.com/tag/charging-rate-environment/) - [line of credit](https://wealthonmainstreet.com/tag/line-of-credit/) - [asset](https://wealthonmainstreet.com/tag/asset/) - [invest](https://wealthonmainstreet.com/tag/invest/) - [investing](https://wealthonmainstreet.com/tag/investing/) - [wealth strategy](https://wealthonmainstreet.com/tag/wealth-strategy/) - [holistic wealth strategy](https://wealthonmainstreet.com/tag/holistic-wealth-strategy/) - 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[rrsp canada](https://wealthonmainstreet.com/tag/rrsp-canada/) - [rrsp basics](https://wealthonmainstreet.com/tag/rrsp-basics/) - [use rrsp matching](https://wealthonmainstreet.com/tag/use-rrsp-matching/) - [employers rrsp](https://wealthonmainstreet.com/tag/employers-rrsp/) - [rrsp matching](https://wealthonmainstreet.com/tag/rrsp-matching/) - [retirement plan](https://wealthonmainstreet.com/tag/retirement-plan/) - [retirement savings plan](https://wealthonmainstreet.com/tag/retirement-savings-plan/) - [Registered Retirement Savings Plan (RRSP)](https://wealthonmainstreet.com/tag/registered-retirement-savings-plan-rrsp/) - [Registered Retirement Savings Plan](https://wealthonmainstreet.com/tag/registered-retirement-savings-plan/) - [infinite banking policy](https://wealthonmainstreet.com/tag/infinite-banking-policy/) - [What is an Infinite Banking Policy?](https://wealthonmainstreet.com/tag/what-is-an-infinite-banking-policy/) - [become your own bank](https://wealthonmainstreet.com/tag/become-your-own-bank/) - [cash value life insurance](https://wealthonmainstreet.com/tag/cash-value-life-insurance/) - [control your finances](https://wealthonmainstreet.com/tag/control-your-finances/) - [Tax Advantages](https://wealthonmainstreet.com/tag/tax-advantages/) - [creating wealth](https://wealthonmainstreet.com/tag/creating-wealth/) - [Nelson Nash](https://wealthonmainstreet.com/tag/nelson-nash/) - [Whole Life Policy Design](https://wealthonmainstreet.com/tag/whole-life-policy-design/) - [Whole Life Policy](https://wealthonmainstreet.com/tag/whole-life-policy/) - [become your own banker](https://wealthonmainstreet.com/tag/become-your-own-banker/) - [life policy](https://wealthonmainstreet.com/tag/life-policy/) - [Financial Windfalls](https://wealthonmainstreet.com/tag/financial-windfalls/) - [Prepare for Future Financial Windfalls](https://wealthonmainstreet.com/tag/prepare-for-future-financial-windfalls/) - [preparing for windfalls](https://wealthonmainstreet.com/tag/preparing-for-windfalls/) - [windfalls](https://wealthonmainstreet.com/tag/windfalls/) - 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[Life insurance explained](https://wealthonmainstreet.com/tag/life-insurance-explained/) - [Life insurance buying guide](https://wealthonmainstreet.com/tag/life-insurance-buying-guide/) - [canada life insurance](https://wealthonmainstreet.com/tag/canada-life-insurance/) - [Life insurance in Canada](https://wealthonmainstreet.com/tag/life-insurance-in-canada/) - [Life insurance policies](https://wealthonmainstreet.com/tag/life-insurance-policies/) - [wealth generation](https://wealthonmainstreet.com/tag/wealth-generation/) - [passive income](https://wealthonmainstreet.com/tag/passive-income/) - [building legacy](https://wealthonmainstreet.com/tag/building-legacy/) - [Jim Sheils](https://wealthonmainstreet.com/tag/jim-sheils/) - [The Jim Sheils Journey](https://wealthonmainstreet.com/tag/the-jim-sheils-journey/) - [The Family Board Meeting](https://wealthonmainstreet.com/tag/the-family-board-meeting/) - [Family legacy](https://wealthonmainstreet.com/tag/family-legacy/) - [Success journey](https://wealthonmainstreet.com/tag/success-journey/) - 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[banking system](https://wealthonmainstreet.com/tag/banking-system/) - [2024 Canadian Tax Changes](https://wealthonmainstreet.com/tag/2024-canadian-tax-changes/) - [Canadian Tax Changes](https://wealthonmainstreet.com/tag/canadian-tax-changes/) - [Tax Changes](https://wealthonmainstreet.com/tag/tax-changes/) - [CPP](https://wealthonmainstreet.com/tag/cpp/) - [Economic Updates](https://wealthonmainstreet.com/tag/economic-updates/) - [Cracking The Health and Wealth Code](https://wealthonmainstreet.com/tag/cracking-the-health-and-wealth-code/) - [Wealth Code](https://wealthonmainstreet.com/tag/wealth-code/) - [The Health and Wealth Code](https://wealthonmainstreet.com/tag/the-health-and-wealth-code/) - [CEO of Healthcode Medical Inc](https://wealthonmainstreet.com/tag/ceo-of-healthcode-medical-inc/) - [Lisa Brooking](https://wealthonmainstreet.com/tag/lisa-brooking/) - [valuable assets](https://wealthonmainstreet.com/tag/valuable-assets/) - [Healthcode Medical Inc](https://wealthonmainstreet.com/tag/healthcode-medical-inc/) - 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[passive income type strategy](https://wealthonmainstreet.com/tag/passive-income-type-strategy/) - [Pension income splitting](https://wealthonmainstreet.com/tag/pension-income-splitting/) - [bank strategy](https://wealthonmainstreet.com/tag/bank-strategy/) - [premiums](https://wealthonmainstreet.com/tag/premiums/) - [JinJin Fung](https://wealthonmainstreet.com/tag/jinjin-fung/) - [banking in canada](https://wealthonmainstreet.com/tag/banking-in-canada/) - [infinite banking in canada](https://wealthonmainstreet.com/tag/infinite-banking-in-canada/) - [Stop Paying Premiums](https://wealthonmainstreet.com/tag/stop-paying-premiums/) - [Can You Get Rich Buying Cars?](https://wealthonmainstreet.com/tag/can-you-get-rich-buying-cars/) - [buying cars](https://wealthonmainstreet.com/tag/buying-cars/) - [Education](https://wealthonmainstreet.com/tag/education/) - [Finance Tips](https://wealthonmainstreet.com/tag/finance-tips/) - [Cashflow](https://wealthonmainstreet.com/tag/cashflow/) - [Be The Bank](https://wealthonmainstreet.com/tag/be-the-bank/) - [Next Level Income](https://wealthonmainstreet.com/tag/next-level-income/) - [Investment Optimizer](https://wealthonmainstreet.com/tag/investment-optimizer/) - [real estate investing space](https://wealthonmainstreet.com/tag/real-estate-investing-space/) - [Chris Larsen](https://wealthonmainstreet.com/tag/chris-larsen/) - [real estate space](https://wealthonmainstreet.com/tag/real-estate-space/) - [real estate investing](https://wealthonmainstreet.com/tag/real-estate-investing/) - [Finding the Perfect Storm](https://wealthonmainstreet.com/tag/finding-the-perfect-storm/) - [New residential rental](https://wealthonmainstreet.com/tag/new-residential-rental/) - [Russell Westcott](https://wealthonmainstreet.com/tag/russell-westcott/) - [Real Estate entrepreneur](https://wealthonmainstreet.com/tag/real-estate-entrepreneur/) - [Real Estate portfolio](https://wealthonmainstreet.com/tag/real-estate-portfolio/) - [Tax Reporting](https://wealthonmainstreet.com/tag/tax-reporting/) - [Tax Reporting Rules](https://wealthonmainstreet.com/tag/tax-reporting-rules/) - [Bill C-32](https://wealthonmainstreet.com/tag/bill-c-32/) - [tax](https://wealthonmainstreet.com/tag/tax/) - [taxation](https://wealthonmainstreet.com/tag/taxation/) - [Ryan Griggs](https://wealthonmainstreet.com/tag/ryan-griggs/) - [Griggs Capital](https://wealthonmainstreet.com/tag/griggs-capital/) - [Adam Marshall](https://wealthonmainstreet.com/tag/adam-marshall/) - [#WealthWithoutBayStreet](https://wealthonmainstreet.com/tag/wealthwithoutbaystreet/) - [Upgrading Your Health](https://wealthonmainstreet.com/tag/upgrading-your-health/) - [Upgrading Your Wealth](https://wealthonmainstreet.com/tag/upgrading-your-wealth/) - [HealthIsWealth](https://wealthonmainstreet.com/tag/healthiswealth/) - [Barton Scott](https://wealthonmainstreet.com/tag/barton-scott/) - [Bob Burg](https://wealthonmainstreet.com/tag/bob-burg/) - [leaders](https://wealthonmainstreet.com/tag/leaders/) - [sales professionals](https://wealthonmainstreet.com/tag/sales-professionals/) - [The Go Giver Mindset](https://wealthonmainstreet.com/tag/the-go-giver-mindset/) - [sarbloh gill](https://wealthonmainstreet.com/tag/sarbloh-gill/) - [giving mentality](https://wealthonmainstreet.com/tag/giving-mentality/) - [givers](https://wealthonmainstreet.com/tag/givers/) - [go givers](https://wealthonmainstreet.com/tag/go-givers/) - [Federal Budget](https://wealthonmainstreet.com/tag/federal-budget/) - [Tax Increase](https://wealthonmainstreet.com/tag/tax-increase/) - [RESP](https://wealthonmainstreet.com/tag/resp/) - [investment portfolio](https://wealthonmainstreet.com/tag/investment-portfolio/) - [financial plans](https://wealthonmainstreet.com/tag/financial-plans/) - [Federal Budget 2024](https://wealthonmainstreet.com/tag/federal-budget-2024/) - [scott butt](https://wealthonmainstreet.com/tag/scott-butt/) - [be your own banker](https://wealthonmainstreet.com/tag/be-your-own-banker/) - [financial independence](https://wealthonmainstreet.com/tag/financial-independence/) - [family financial planning](https://wealthonmainstreet.com/tag/family-financial-planning/) - [healthy living](https://wealthonmainstreet.com/tag/healthy-living/) - [The Cash Compound](https://wealthonmainstreet.com/tag/the-cash-compound/) - [Explaining The Infinite Banking Concept](https://wealthonmainstreet.com/tag/explaining-the-infinite-banking-concept/) - [Jeremiah Dew](https://wealthonmainstreet.com/tag/jeremiah-dew/) - [Jonah Dew](https://wealthonmainstreet.com/tag/jonah-dew/) - [Banking Bros](https://wealthonmainstreet.com/tag/banking-bros/) - [Explaining IBC](https://wealthonmainstreet.com/tag/explaining-ibc/) - [infinite banking mentorship](https://wealthonmainstreet.com/tag/infinite-banking-mentorship/) - [infinite banking concept community](https://wealthonmainstreet.com/tag/infinite-banking-concept-community/) - [financial tips](https://wealthonmainstreet.com/tag/financial-tips/) - [misconceptions about infinite banking](https://wealthonmainstreet.com/tag/misconceptions-about-infinite-banking/) - [financial enlightenment](https://wealthonmainstreet.com/tag/financial-enlightenment/) - [longevity](https://wealthonmainstreet.com/tag/longevity/) - [MRI scanning technology](https://wealthonmainstreet.com/tag/mri-scanning-technology/) - [imaginostics](https://wealthonmainstreet.com/tag/imaginostics/) - [vascular physiology](https://wealthonmainstreet.com/tag/vascular-physiology/) - [Valerie Gharagouzloo](https://wealthonmainstreet.com/tag/valerie-gharagouzloo/) - [Dr. Codi Gharagouzloo](https://wealthonmainstreet.com/tag/dr-codi-gharagouzloo/) - [MRI](https://wealthonmainstreet.com/tag/mri/) - [disease detection](https://wealthonmainstreet.com/tag/disease-detection/) - [Jim Oliver](https://wealthonmainstreet.com/tag/jim-oliver/) - [Create Tailwind](https://wealthonmainstreet.com/tag/create-tailwind/) - [finance](https://wealthonmainstreet.com/tag/finance/) - [buying businesses](https://wealthonmainstreet.com/tag/buying-businesses/) - [use infinite banking](https://wealthonmainstreet.com/tag/use-infinite-banking/) - [self financing](https://wealthonmainstreet.com/tag/self-financing/) - [mentorship](https://wealthonmainstreet.com/tag/mentorship/) - [Sir Darren Jacklin](https://wealthonmainstreet.com/tag/sir-darren-jacklin/) - [philantrophy](https://wealthonmainstreet.com/tag/philantrophy/) - [thinking big](https://wealthonmainstreet.com/tag/thinking-big/) - [hiking](https://wealthonmainstreet.com/tag/hiking/) - [idea party](https://wealthonmainstreet.com/tag/idea-party/) - [leverage](https://wealthonmainstreet.com/tag/leverage/) - [networking](https://wealthonmainstreet.com/tag/networking/) - [micro-commitments](https://wealthonmainstreet.com/tag/micro-commitments/) - [AI](https://wealthonmainstreet.com/tag/ai/) - [role model](https://wealthonmainstreet.com/tag/role-model/) - [Kyle Fuller](https://wealthonmainstreet.com/tag/kyle-fuller/) - [Factum Financial](https://wealthonmainstreet.com/tag/factum-financial/) - [financial management](https://wealthonmainstreet.com/tag/financial-management/) - [family finances](https://wealthonmainstreet.com/tag/family-finances/) - [Registered Education Savings Plans](https://wealthonmainstreet.com/tag/registered-education-savings-plans/) - [savings](https://wealthonmainstreet.com/tag/savings/) - [copywriting](https://wealthonmainstreet.com/tag/copywriting/) - [marketing](https://wealthonmainstreet.com/tag/marketing/) - [William Wang](https://wealthonmainstreet.com/tag/william-wang/) - [effective copywriting](https://wealthonmainstreet.com/tag/effective-copywriting/) - [Growth Labz](https://wealthonmainstreet.com/tag/growth-labz/) - [compelling offers](https://wealthonmainstreet.com/tag/compelling-offers/) - [maximizing marketing](https://wealthonmainstreet.com/tag/maximizing-marketing/) - [velocity banking](https://wealthonmainstreet.com/tag/velocity-banking/) - [Denzel Rodriguez](https://wealthonmainstreet.com/tag/denzel-rodriguez/) - [Denzel Napoleon Rodriguez](https://wealthonmainstreet.com/tag/denzel-napoleon-rodriguez/) - [IBC Think Tank](https://wealthonmainstreet.com/tag/ibc-think-tank/) - [Martin Reeves](https://wealthonmainstreet.com/tag/martin-reeves/) - [Mutual Insurance](https://wealthonmainstreet.com/tag/mutual-insurance/) - [Actuaries](https://wealthonmainstreet.com/tag/actuaries/) - [financial risk management](https://wealthonmainstreet.com/tag/financial-risk-management/) - [policy](https://wealthonmainstreet.com/tag/policy/) - [par policy](https://wealthonmainstreet.com/tag/par-policy/) - [policyholder](https://wealthonmainstreet.com/tag/policyholder/) - [policy loan](https://wealthonmainstreet.com/tag/policy-loan/) - [dividends](https://wealthonmainstreet.com/tag/dividends/) - [dividend payments](https://wealthonmainstreet.com/tag/dividend-payments/) - [Equitable Life](https://wealthonmainstreet.com/tag/equitable-life/) - [Al Ahh](https://wealthonmainstreet.com/tag/al-ahh/) - [policy loans](https://wealthonmainstreet.com/tag/policy-loans/) - [2024 tax changes](https://wealthonmainstreet.com/tag/2024-tax-changes/) - [taxes](https://wealthonmainstreet.com/tag/taxes/) - [tax strategy](https://wealthonmainstreet.com/tag/tax-strategy/) - [tax compliance](https://wealthonmainstreet.com/tag/tax-compliance/) - [helicopter analogy](https://wealthonmainstreet.com/tag/helicopter-analogy/) - [Nate Scott](https://wealthonmainstreet.com/tag/nate-scott/) - [Living Wealth](https://wealthonmainstreet.com/tag/living-wealth/) - [IBC explained](https://wealthonmainstreet.com/tag/ibc-explained/) - [Vern McCarty](https://wealthonmainstreet.com/tag/vern-mccarty/) - [mental toughness](https://wealthonmainstreet.com/tag/mental-toughness/) - [fitness](https://wealthonmainstreet.com/tag/fitness/) - [nutrition](https://wealthonmainstreet.com/tag/nutrition/) - [podcasting](https://wealthonmainstreet.com/tag/podcasting/) - [physical wellbeing](https://wealthonmainstreet.com/tag/physical-wellbeing/) - [mental wellbeing](https://wealthonmainstreet.com/tag/mental-wellbeing/) - [mental wellness](https://wealthonmainstreet.com/tag/mental-wellness/) - [optimal health](https://wealthonmainstreet.com/tag/optimal-health/) - [health](https://wealthonmainstreet.com/tag/health/) - [mindset](https://wealthonmainstreet.com/tag/mindset/) - 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[whole life insurance policies](https://wealthonmainstreet.com/tag/whole-life-insurance-policies/) - [death benefits](https://wealthonmainstreet.com/tag/death-benefits/) - [Leon Draisaitl](https://wealthonmainstreet.com/tag/leon-draisaitl/) - [Hockey](https://wealthonmainstreet.com/tag/hockey/) - [Nelson Nash Institute](https://wealthonmainstreet.com/tag/nelson-nash-institute/) - [Infinite banking Concept Academy Review](https://wealthonmainstreet.com/tag/infinite-banking-concept-academy-review/) - [Art Dadson](https://wealthonmainstreet.com/tag/art-dadson/) - [wealth building strategy](https://wealthonmainstreet.com/tag/wealth-building-strategy/) - [real estate investment](https://wealthonmainstreet.com/tag/real-estate-investment/) - [real estate deals](https://wealthonmainstreet.com/tag/real-estate-deals/) - [ezREIclosings](https://wealthonmainstreet.com/tag/ezreiclosings/) - [David Olds](https://wealthonmainstreet.com/tag/david-olds/) - [investment](https://wealthonmainstreet.com/tag/investment/) - 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