- Are You Ever Too Old to Start Infinite Banking?
- Mary’s Starting Point: “I Was Intrigued Because It’s Not the Normal Program.”
- The Learning Curve: Real Talk About Reading the Book
- Why This Felt Different: “It’s Stabilizing”
- The Big Shift: Control Over Cash Flow
- Legacy Thinking: Beyond Mary
- Stan’s Reminder: You’re Not Too Late
- Listen: Spotify
- Want Help Building Your Own Family Banking System®?
Are You Ever Too Old to Start Infinite Banking?
Most people assume financial change has an expiration date.
In this episode, Richard Canfield sits down with Mary Hadfield (age 71), a mother and grandmother who proves that it’s never too late to regain control of your money. Joining the conversation is Stan Wolny, who has been guiding Mary through her Infinite Banking journey.
This is a real client story, straightforward, honest, and deeply encouraging.
Mary’s Starting Point: “I Was Intrigued Because It’s Not the Normal Program.”
Mary didn’t discover Infinite Banking through a flashy ad or a trendy financial product.
She was introduced through someone she trusted. And once she saw the concept, her response was straightforward: “It was a no-brainer.”
Mary is the kind of person who stays curious. She’s open to better ideas, and she’s not afraid to rethink how money works, especially when the world keeps changing so fast.
The Learning Curve: Real Talk About Reading the Book
Mary also shared something many people quietly feel: She loves reading, but heavy detail can slow her down.
Even so, she read Becoming Your Own Banker and recommends it because it offers the proper perspective on what this process actually is.
What made the most significant difference?
Coaching. Mary emphasizes how valuable it is to have someone who is accessible to answer questions and explain things clearly, without making you feel small.
Why This Felt Different: “It’s Stabilizing”
Mary has avoided traditional banks for much of her life and preferred credit unions because of the people factor.
That theme came up again in her experience with the application process and support:
- simple process
- respectful conversations
- no intimidation
- no “you’re too old” energy
For Mary, Infinite Banking isn’t just about dollars; it’s about confidence and stability.
The Big Shift: Control Over Cash Flow
Mary is now moving into the most exciting stage, putting the policy into practice.
She’s exploring a first policy loan to pay off a higher-interest obligation, improve cash flow, and redirect interest back into a system she controls.
Her mindset is simple: If I can make my money grow faster and work smarter, why wouldn’t I?
Legacy Thinking: Beyond Mary
Mary’s reasons go beyond herself. She’s thinking about her children and granddaughter and what it means to leave something behind that actually helps.
She also shares a powerful truth: You can share a good idea… but people have to be ready for it.
“You can lead a horse to water, but you can’t make it drink… unless you make it thirsty.”
Stan’s Reminder: You’re Not Too Late
Stan hears this constantly: “I’m too old to start.”
His answer is firm: No, you’re not. You’ll always need to finance things in life. The question is whether you’ll do it from dependency… or from control.
Listen: Spotify
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